{"id":3296,"date":"2020-07-07T18:39:23","date_gmt":"2020-07-07T18:39:23","guid":{"rendered":"https:\/\/trc-parus.ru\/?page_id=3296"},"modified":"2024-03-29T08:11:10","modified_gmt":"2024-03-29T16:11:10","slug":"moneris-vs-clearly-payments","status":"publish","type":"page","link":"https:\/\/trc-parus.ru\/resources\/moneris-vs-clearly-payments\/","title":{"rendered":"Moneris vs TRC-Parus"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3296\" class=\"elementor elementor-3296\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b18da09 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"2b18da09\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c53240b\" data-id=\"2c53240b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-655204cf hero-title elementor-widget elementor-widget-heading\" data-id=\"655204cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Moneris vs TRC-Parus <br>for Payment Processing in Canada<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b97bc7a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b97bc7a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-03cdcaf\" data-id=\"03cdcaf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2741973 elementor-widget elementor-widget-heading\" data-id=\"2741973\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">No long term contracts with TRC-Parus<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba787dd elementor-widget elementor-widget-text-editor\" data-id=\"ba787dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Many processors have long term contracts that span 3 to 5 years. When you sign up for these contracts, there is likely an early termination fee that can be $350 or more. This makes it difficult for merchants because they can get stuck with a payment processor that doesn&#8217;t solve all their needs. Furthermore, rates can be increased and nobody wants to be stuck in a contract with rising credit card processing rates.\u00a0<\/p><p>TRC-Parus has no cancellation fees. We don&#8217;t lock merchants in with contracts or fees. The way we keep our customers is by offering the lowest payment processing rates along with incredible service.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ab901c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ab901c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f78510\" data-id=\"6f78510\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-598d28b elementor-widget elementor-widget-heading\" data-id=\"598d28b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A merchant account from Moneris vs TRC-Parus<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d332f1c elementor-widget elementor-widget-text-editor\" data-id=\"d332f1c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Both <a href=\"https:\/\/www.moneris.com\/\" target=\"_blank\" rel=\"noopener\">Moneris<\/a> and TRC-Parus provide an actual merchant account for your business. Getting a merchant account is different than getting a PayPal or Square account. Those are <a href=\"https:\/\/trc-parus.ru\/blog\/what-you-need-to-know-about-payment-aggregation\/\">aggregators<\/a> where you share a merchant account. This means you have less control and certainty in processing levels, funding times, etc. Aggregators are great for small businesses with less than $100,000 per year in revenue, however larger businesses should certainly go for an actual merchant account.<\/p><p>One thing that the TRC-Parus merchant account focuses on is fast funding. Funding from transactions generally come in either the same day or next day, but less than 24 hours. Moneris funding time depends on which bank you use. If you use RBC or BMO, the funding is relatively fast, but that is because RBC and BMO own Moneris. Funding can take days with other banks or credit unions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6049022 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6049022\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ff265f\" data-id=\"9ff265f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b4f08e elementor-widget elementor-widget-heading\" data-id=\"8b4f08e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pricing for Moneris versus TRC-Parus<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b8cde7 elementor-widget elementor-widget-text-editor\" data-id=\"2b8cde7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Most payment processors that are owned by banks like <a href=\"https:\/\/www.moneris.com\/\" target=\"_blank\" rel=\"noopener\">Moneris<\/a> don&#8217;t display their payment processing rates on their website. They want you to call in for a quote. They want to give pricing to you verbally. TRC-Parus puts its <a href=\"https:\/\/trc-parus.ru\/pricing\/\">pricing<\/a> transparently on its website.<\/p><p>Ensure you watch out for advertised rates in credit card processing. There are no advertising standards in the payment processing industry. Sometimes you&#8217;ll see pricing as low as 1.49%. What&#8217;s not clear is that there are other costs added to that rate, such as assessment fees, card brand fees, and non-qualified charges. Sometimes terms such as &#8220;<a href=\"https:\/\/trc-parus.ru\/blog\/its-time-to-get-rid-of-merchant-discount-rate-in-payments\/\">merchant discount rate<\/a>&#8221; give the misleading idea that merchants are getting a discount. If any payment processor truly gives 1.49%, they are losing money so be careful with those advertised rates.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6948223 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6948223\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e043265\" data-id=\"e043265\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03c05f1 elementor-widget elementor-widget-heading\" data-id=\"03c05f1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Switching from Moneris to TRC-Parus<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f9fa15 elementor-widget elementor-widget-text-editor\" data-id=\"4f9fa15\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/trc-parus.ru\/contact\/\">Contact us<\/a> to get a true rate comparison for free. Let us help show the truth. Send us a recent statement and we&#8217;ll compare your current rates with what you would have with TRC-Parus. We&#8217;ll even help explain how to read your statement line by line if you like.<\/p>\n<p>In the end, the TRC-Parus mission is to <a href=\"https:\/\/trc-parus.ru\/about\/\">drive down the cost of accepting payments<\/a>. We aim to be the lowest cost provider. Period.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e96c6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e96c6f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a330345\" data-id=\"a330345\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dfc55c elementor-widget elementor-widget-spacer\" data-id=\"5dfc55c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-136583d elementor-widget elementor-widget-heading\" data-id=\"136583d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Switch to TRC-Parus Now<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f585b17 elementor-widget elementor-widget-text-editor\" data-id=\"f585b17\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>World-Class Payments and Customer Service with the Lowest Fees<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8db8935 elementor-widget elementor-widget-text-editor\" data-id=\"8db8935\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<script>\n\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\tportalId: 5262344,\n\t\t\t\t\t\t\t\tformId: \"164f25cd-072f-43fc-bf2c-e227b4d848ba\",\n\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1714956865000-1854883282\",\n\t\t\t\t\t\t\t\tregion: \"na1\",\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t})});\n\t\t\t\t\t<\/script>\n\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1714956865000-1854883282\"><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Moneris vs TRC-Parus for Payment Processing in Canada No long term contracts with TRC-Parus Many processors have long term contracts that span 3 to 5 years. When you sign up for these contracts, there is likely an early termination fee that can be $350 or more. This makes it difficult for merchants because [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":9677,"parent":3322,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Moneris vs TRC-Parus | Payment Processor Review and Comparison<\/title>\n<meta name=\"description\" content=\"Moneris vs TRC-Parus review and comparison for payment processing and merchant services in Canada. 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