{"id":14077,"date":"2023-03-17T09:21:20","date_gmt":"2023-03-17T17:21:20","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=14077"},"modified":"2023-05-04T15:08:09","modified_gmt":"2023-05-04T23:08:09","slug":"level-3-processing-in-payments","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/","title":{"rendered":"What is Level 3 Processing in Payments"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14077\" class=\"elementor elementor-14077\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7105fd7 e-flex e-con-boxed e-con e-parent\" data-id=\"7105fd7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f590337 elementor-widget elementor-widget-text-editor\" data-id=\"f590337\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted to the payment processor. This type of processing is designed to provide additional information to the processor to help reduce processing costs and minimize the risk of fraud and chargebacks. In this article, we cover what Level 3 processing is, how it works, why it&#8217;s important, and who uses level 3 payment processing.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-baf1929 elementor-widget elementor-widget-heading\" data-id=\"baf1929\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">What is level 3 payment processing?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbb9617 elementor-widget elementor-widget-text-editor\" data-id=\"cbb9617\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Level 3 payment processing is a type of credit card processing that is designed for high-value <a href=\"https:\/\/trc-parus.ru\/blog\/b2b-payment-processing\/\">B2B (business-to-business)<\/a> transactions. It is named &#8220;Level 3&#8221; because it involves a higher level of data and information than traditional credit card processing.\u00a0<\/p><p>When a business accepts a Level 3 credit card transaction, it captures and transmits more detailed information about the transaction than a traditional credit card transaction. This information includes data such as item descriptions, quantities, and purchase order numbers, which are necessary for businesses to conduct B2B transactions.<\/p><p>This additional information is used to provide more detailed transaction data to the card issuer and merchant acquirer, which can help reduce the risk of fraud and chargebacks. It also provides useful data for businesses to track and manage their expenses.<\/p><p>Level 3 processing requires a specialized <a href=\"https:\/\/trc-parus.ru\/blog\/what-is-a-payment-gateway\/\">payment gateway<\/a> that can capture and transmit the additional transaction data. It also typically involves lower processing fees than traditional credit card processing, due to the lower risk of fraud and chargebacks associated with B2B transactions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e58a569 elementor-widget elementor-widget-heading\" data-id=\"e58a569\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What extra data is included in a level 3 transaction?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51b96ad elementor-widget elementor-widget-text-editor\" data-id=\"51b96ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Level 3 payment processing captures and passes more detailed data about a transaction than traditional credit card processing. This additional data includes:<\/p><ol><li><p><b>Item descriptions: <\/b>This involves a detailed description of the items being purchased, such as the product name, model number, and unit price.<\/p><\/li><li><p><b>Quantities: <\/b>This includes the quantity of the items being purchased.<\/p><\/li><li><p><b>Purchase order number: <\/b>This is a unique identifier for the purchase, which is typically used by businesses to track and manage their expenses.<\/p><\/li><li><p><b>Tax information: <\/b>This includes the tax amount and tax rate for the transaction.<\/p><\/li><li><p><b>Shipping information: <\/b>This includes the shipping address and shipping method.<\/p><\/li><li><p><b>Merchant information: <\/b>This involves the merchant&#8217;s name, address, and tax identification number.<\/p><\/li><\/ol><p>By capturing and passing this additional data, Level 3 payment processing provides more detailed information about a transaction which can be very useful for businesses.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2399eb5 elementor-widget elementor-widget-heading\" data-id=\"2399eb5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does level 3 credit card processing work?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7f3d32 elementor-widget elementor-widget-text-editor\" data-id=\"f7f3d32\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align); font-size: 1rem;\">When a business accepts a Level 3 credit card transaction, the additional information is captured and transmitted along with the standard credit card information, such as the card number, expiration date, and security code. This information is then sent to the merchant&#8217;s payment processor, which verifies the transaction and sends it to the card issuer for approval.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c534a19 elementor-widget elementor-widget-image\" data-id=\"c534a19\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"220\" src=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/11\/online-payment-flow-1024x281.png\" class=\"attachment-large size-large wp-image-10760\" alt=\"Online Payment Flow\" srcset=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/11\/online-payment-flow-1024x281.png 1024w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/11\/online-payment-flow-300x82.png 300w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/11\/online-payment-flow-768x210.png 768w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/11\/online-payment-flow-1536x421.png 1536w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/11\/online-payment-flow-2048x561.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dabd96b elementor-widget elementor-widget-text-editor\" data-id=\"dabd96b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div>These are the steps in a level 3 payment processing transaction:<\/div><ol><li><b>Credit Card Holder:\u00a0<\/b>The person who owns the credit card submits a transaction through a merchant\u2019s <a href=\"https:\/\/trc-parus.ru\/products\/pos\/\">POS<\/a>, eCommerce site, software, or other transaction tools.<\/li><li><b>Merchant:\u00a0<\/b>The business has a point of sale that the credit card holder interacts with.\u00a0<\/li><li><b>Payment Gateway or Credit Card Machine:<\/b>\u00a0The\u00a0<a href=\"https:\/\/trc-parus.ru\/blog\/what-is-a-payment-gateway\/\">payment gateway<\/a>\u00a0or\u00a0<a href=\"https:\/\/trc-parus.ru\/products\/terminals\/\">credit card machine<\/a>\u00a0is the software or hardware that facilitates the payment from the business. The payment gateway or credit card machine is provided by a merchant services provider like TRC-Parus. This step validates the consumer\u2019s credit card and routes the level 3 transaction information to the Acquirer.<\/li><li><b>Acquirer:\u00a0<\/b>The acquirer is the \u201cbank\u201d that underwrites the merchant, meaning it takes on the\u00a0<a href=\"https:\/\/trc-parus.ru\/blog\/what-is-underwriting-and-merchant-account-risk\/\">risk<\/a>\u00a0in providing credit to the merchant. The acquirer processes the credit card payment and routes it to the actual credit card network such as\u00a0<a href=\"https:\/\/trc-parus.ru\/en_CA\" target=\"_blank\" rel=\"noopener\">Visa<\/a>, Mastercard, Discover, or\u00a0<a href=\"https:\/\/www.americanexpress.com\/en-ca\/\" target=\"_blank\" rel=\"noopener\">American Express<\/a>.<\/li><li><b>Credit Card Network:<\/b>\u00a0The credit card network does verification on the validity of the credit card and communicates with the issuing bank, which is the bank that provided the credit card to the consumer.<\/li><li><b>Issuing Bank:\u00a0<\/b>The issuing bank provides the credit to consumers. The issuing bank will validate that the credit card is in good working order and validates there is enough balance of funds on the credit card to approve the transaction.<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eca377 elementor-widget elementor-widget-heading\" data-id=\"2eca377\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why is level 3 payment processing important?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd8483b elementor-widget elementor-widget-text-editor\" data-id=\"dd8483b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Level 3 processing is designed to help businesses reduce the costs associated with credit card processing. By including additional data in the transaction, the processor can determine the most cost-effective interchange rate, which can result in lower processing fees. Additionally, by providing more detailed information, Level 3 processing can help reduce the risk of fraud and chargebacks, which can also result in lower costs for merchants. Here are the key values that level 3 processing provides:<\/p>\n<ol>\n<li>\n<p><b>Improved transaction security: <\/b>Level 3 processing captures more detailed transaction data, which helps to reduce the risk of fraud and chargebacks. This is particularly important for high-value transactions, which are more attractive to fraudsters.<\/p>\n<\/li>\n<li>\n<p><b>Lower processing fees: <\/b>Because Level 3 processing provides more detailed transaction data, it is considered to be a lower risk for card issuers and merchant acquirers. This means that Level 3 processing typically has lower processing fees than traditional credit card processing.<\/p>\n<\/li>\n<li>\n<p><b>Better data for tracking and managing expenses:<\/b> Level 3 processing captures more detailed transaction data, including item descriptions, quantities, and purchase order numbers. This information is useful for businesses to track and manage their expenses, particularly for B2B transactions.<\/p>\n<\/li>\n<li>\n<p><b>Compliance with regulations: <\/b>Some industries, such as government contracting, require Level 3 processing for certain types of transactions in order to comply with regulations.<\/p>\n<\/li>\n<\/ol>\n<div>Overall, level 3 payment processing makes it possible for complex and large businesses to scale and grow.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aafc62 elementor-widget elementor-widget-heading\" data-id=\"7aafc62\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What type of business uses level 3 processing?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9016cd2 elementor-widget elementor-widget-text-editor\" data-id=\"9016cd2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Level 3 processing is used by businesses that process high volumes of <a href=\"https:\/\/trc-parus.ru\/blog\/b2b-payment-processing\/\">B2B (business-to-business)<\/a> transactions or by government entities. Here are some examples of businesses that commonly use level 3 payment processing:<\/p><ol><li><p><b>Government agencies: <\/b>Federal, state, and local government agencies often use level 3 processing for procurement and other transactions.<\/p><\/li><li><p><b>B2B merchants: <\/b>Businesses that sell goods or services to other businesses often use level 3 processing, particularly if they have large or recurring transactions.<\/p><\/li><li><p><b>Wholesale distributors: <\/b>Distributors that supply products to other businesses often use level 3 processing, as it can help reduce the cost of accepting credit card payments.<\/p><\/li><li><p><b>Manufacturers:<\/b> Companies that produce goods for other businesses often use level 3 processing to streamline the purchasing process and reduce costs.<\/p><\/li><li><p><b>Corporate purchasing departments: <\/b>Large corporations often use level 3 processing for their procurement departments to manage and track purchasing expenses.<\/p><\/li><\/ol><p>Keep in mind that not all payment processors offer level 3 processing, so you&#8217;ll need to check with your payment processor or merchant services provider to see if it&#8217;s available. Additionally, you&#8217;ll need to meet certain requirements to qualify for level 3 processing, such as providing detailed transaction data and using specific types of credit card terminals or software.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36ab44c elementor-widget elementor-widget-heading\" data-id=\"36ab44c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to get level 3 payment processing?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-916f56f elementor-widget elementor-widget-text-editor\" data-id=\"916f56f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The TRC-Parus <a href=\"https:\/\/trc-parus.ru\/products\/merchant-account\/\">merchant account<\/a> supports level 3 payment processing. We can offer the simplest, most efficient, and low cost level 3 credit card processing. <a href=\"https:\/\/trc-parus.ru\/get-started\/\">Click here to sign up for a merchant account now.<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted to the payment processor. This type of processing is designed to provide additional information to the processor to help reduce processing costs and minimize the risk of fraud and chargebacks. In this [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":15922,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is Level 3 Processing in Payments - Credit Card Processing<\/title>\n<meta name=\"description\" content=\"Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Level 3 Processing in Payments - Credit Card Processing\" \/>\n<meta property=\"og:description\" content=\"Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"Credit Card Processing and Merchant Account\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/clearlypayments\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-17T17:21:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-04T23:08:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kalle Radage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kalleradage\" \/>\n<meta name=\"twitter:site\" content=\"@clearlypayments\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kalle Radage\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/\"},\"author\":{\"name\":\"Kalle Radage\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\"},\"headline\":\"What is Level 3 Processing in Payments\",\"datePublished\":\"2023-03-17T17:21:20+00:00\",\"dateModified\":\"2023-05-04T23:08:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/\"},\"wordCount\":1180,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg\",\"articleSection\":[\"How Payments Work\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/\",\"url\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/\",\"name\":\"What is Level 3 Processing in Payments - Credit Card Processing\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg\",\"datePublished\":\"2023-03-17T17:21:20+00:00\",\"dateModified\":\"2023-05-04T23:08:09+00:00\",\"description\":\"Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted.\",\"breadcrumb\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage\",\"url\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg\",\"contentUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg\",\"width\":1920,\"height\":1280,\"caption\":\"What is level 3 payment processing in payments\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trc-parus.ru\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is Level 3 Processing in Payments\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trc-parus.ru\/#website\",\"url\":\"https:\/\/trc-parus.ru\/\",\"name\":\"Credit Card Processing and Merchant Account\",\"description\":\"Friendliest Payment Processor on Earth\",\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trc-parus.ru\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/trc-parus.ru\/#organization\",\"name\":\"TRC-Parus\",\"url\":\"https:\/\/trc-parus.ru\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"contentUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"width\":2913,\"height\":902,\"caption\":\"TRC-Parus\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/clearlypayments\",\"https:\/\/x.com\/clearlypayments\",\"https:\/\/www.linkedin.com\/company\/clearlypayments\",\"https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\",\"name\":\"Kalle Radage\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"caption\":\"Kalle Radage\"},\"description\":\"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.\",\"sameAs\":[\"https:\/\/trc-parus.ru\",\"https:\/\/www.linkedin.com\/in\/kalleradage\/\",\"https:\/\/x.com\/kalleradage\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is Level 3 Processing in Payments - Credit Card Processing","description":"Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/","og_locale":"en_US","og_type":"article","og_title":"What is Level 3 Processing in Payments - Credit Card Processing","og_description":"Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted.","og_url":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/","og_site_name":"Credit Card Processing and Merchant Account","article_publisher":"https:\/\/www.facebook.com\/clearlypayments","article_published_time":"2023-03-17T17:21:20+00:00","article_modified_time":"2023-05-04T23:08:09+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg","type":"image\/jpeg"}],"author":"Kalle Radage","twitter_card":"summary_large_image","twitter_creator":"@kalleradage","twitter_site":"@clearlypayments","twitter_misc":{"Written by":"Kalle Radage","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#article","isPartOf":{"@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/"},"author":{"name":"Kalle Radage","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0"},"headline":"What is Level 3 Processing in Payments","datePublished":"2023-03-17T17:21:20+00:00","dateModified":"2023-05-04T23:08:09+00:00","mainEntityOfPage":{"@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/"},"wordCount":1180,"commentCount":0,"publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"image":{"@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg","articleSection":["How Payments Work"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/","url":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/","name":"What is Level 3 Processing in Payments - Credit Card Processing","isPartOf":{"@id":"https:\/\/trc-parus.ru\/#website"},"primaryImageOfPage":{"@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage"},"image":{"@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg","datePublished":"2023-03-17T17:21:20+00:00","dateModified":"2023-05-04T23:08:09+00:00","description":"Level 3 payment processing is a term used in credit card processing that refers to a deeper level of transaction data being transmitted.","breadcrumb":{"@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#primaryimage","url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg","contentUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/03\/level-3-payment-processing.jpg","width":1920,"height":1280,"caption":"What is level 3 payment processing in payments"},{"@type":"BreadcrumbList","@id":"https:\/\/trc-parus.ru\/blog\/level-3-processing-in-payments\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trc-parus.ru\/"},{"@type":"ListItem","position":2,"name":"What is Level 3 Processing in Payments"}]},{"@type":"WebSite","@id":"https:\/\/trc-parus.ru\/#website","url":"https:\/\/trc-parus.ru\/","name":"Credit Card Processing and Merchant Account","description":"Friendliest Payment Processor on Earth","publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trc-parus.ru\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/trc-parus.ru\/#organization","name":"TRC-Parus","url":"https:\/\/trc-parus.ru\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/","url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","contentUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","width":2913,"height":902,"caption":"TRC-Parus"},"image":{"@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/clearlypayments","https:\/\/x.com\/clearlypayments","https:\/\/www.linkedin.com\/company\/clearlypayments","https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg"]},{"@type":"Person","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0","name":"Kalle Radage","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","caption":"Kalle Radage"},"description":"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.","sameAs":["https:\/\/trc-parus.ru","https:\/\/www.linkedin.com\/in\/kalleradage\/","https:\/\/x.com\/kalleradage"]}]}},"_links":{"self":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/14077"}],"collection":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/comments?post=14077"}],"version-history":[{"count":131,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/14077\/revisions"}],"predecessor-version":[{"id":18144,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/14077\/revisions\/18144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media\/15922"}],"wp:attachment":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media?parent=14077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/categories?post=14077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/tags?post=14077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}