{"id":16054,"date":"2024-12-02T07:44:35","date_gmt":"2024-12-02T15:44:35","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=16054"},"modified":"2024-12-02T07:44:36","modified_gmt":"2024-12-02T15:44:36","slug":"the-different-ways-a-business-can-accept-credit-cards","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/","title":{"rendered":"The Different Ways a Business Can Accept Credit Cards"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16054\" class=\"elementor elementor-16054\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-997ddfa e-flex e-con-boxed e-con e-parent\" data-id=\"997ddfa\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6eaf46e elementor-widget elementor-widget-text-editor\" data-id=\"6eaf46e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales.\u00a0<\/p><p>This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd99083 elementor-widget elementor-widget-heading\" data-id=\"cd99083\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">In-Store Credit Card Processing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31e15d3 elementor-widget elementor-widget-text-editor\" data-id=\"31e15d3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For brick-and-mortar businesses, in-store credit card processing is the most traditional and widely used method. This involves using a physical<a href=\"https:\/\/trc-parus.ru\/products\/pos\/\"> point-of-sale (POS) terminal <\/a>to process card payments.<\/p><h3><strong>How It Works<\/strong><\/h3><ul><li>The customer swipes, inserts, or taps their card on the POS device.<\/li><li>The terminal communicates with the card issuer to approve the payment.<\/li><li>Once approved, the funds are transferred to the business&#8217;s merchant account, typically within 1\u20133 business days (same day or next day with <a href=\"https:\/\/trc-parus.ru\/get-started\/\">TRC-Parus<\/a>).<\/li><\/ul><h3><strong>Key Statistics<\/strong><\/h3><ul><li>Over <strong>83% of in-store transactions<\/strong> are paid using credit or debit cards.<\/li><li><a href=\"https:\/\/trc-parus.ru\/blog\/what-is-nfc-and-contactless-payments\/\">Contactless payments<\/a>, such as tap-to-pay, grew by <strong>25% year-over-year in 2023<\/strong>, making up a significant portion of in-store card transactions.<\/li><\/ul><h3><strong>Pros<\/strong><\/h3><ul><li>Fast and secure transactions.<\/li><li>Suitable for high-volume retail and service environments.<\/li><li>Accepts contactless and <a href=\"https:\/\/trc-parus.ru\/blog\/what-is-emv-in-payment-processing\/\">EMV chip cards<\/a>, which are more secure than magnetic stripes.<\/li><\/ul><h3><strong>Cons<\/strong><\/h3><ul><li>Requires hardware and software investment.<\/li><li>Transaction fees range from <strong>1.5% to 3% per transaction<\/strong>, depending on the provider.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65081b2 elementor-widget elementor-widget-heading\" data-id=\"65081b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Online Credit Card Processing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7f70c9 elementor-widget elementor-widget-text-editor\" data-id=\"e7f70c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>E-commerce businesses rely heavily on online credit card processing to enable customers to shop from anywhere. This method uses payment gateways integrated with websites to facilitate transactions.<\/p><h3><strong>How It Works<\/strong><\/h3><ul><li>Customers enter their card details during checkout.<\/li><li>The payment gateway encrypts the data and securely transfers it to the card issuer for approval.<\/li><li>Approved payments are deposited into the merchant&#8217;s account.<\/li><\/ul><h3><strong>Key Statistics<\/strong><\/h3><ul><li>In 2023, global e-commerce sales exceeded <strong>$6 trillion<\/strong>, with credit cards accounting for <strong>47%<\/strong> of all payments.<\/li><li>Fraud in online payments was estimated at <strong>$41 billion in 2022<\/strong>, making secure systems a priority.<\/li><\/ul><h3><strong>Pros<\/strong><\/h3><ul><li>Expands business reach to a global customer base.<\/li><li>Convenient for customers.<\/li><li>Advanced tools like subscription billing and one-click payments improve user experience.<\/li><\/ul><h3><strong>Cons<\/strong><\/h3><ul><li>Higher risk of fraud and chargebacks.<\/li><li>Payment gateway fees add up, typically costing between <strong>2.9% + $0.30 per transaction<\/strong>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f463836 elementor-widget elementor-widget-heading\" data-id=\"f463836\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mobile Credit Card Processing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cad94b3 elementor-widget elementor-widget-text-editor\" data-id=\"cad94b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/trc-parus.ru\/products\/mobile-payment-processing\/\">Mobile credit card processing<\/a> is ideal for businesses on the go, such as food trucks, pop-up shops, or service professionals.<\/p><h3><strong>How It Works<\/strong><\/h3><ul><li>Businesses use a mobile card reader that connects to a smartphone or tablet.<\/li><li>Payments are processed through an app provided by the payment processor.<\/li><\/ul><h3><strong>Key Statistics<\/strong><\/h3><ul><li>Mobile payment solutions like Square and PayPal Here grew their user bases by <strong>15% in 2023<\/strong>.<\/li><li>Mobile POS transactions are projected to reach <strong>$6 trillion annually by 2027<\/strong>.<\/li><\/ul><h3><strong>Pros<\/strong><\/h3><ul><li>Low setup costs.<\/li><li>Flexibility to accept payments anywhere.<\/li><li>Integration with inventory and customer management tools.<\/li><\/ul><h3><strong>Cons<\/strong><\/h3><ul><li>Relies on stable internet or mobile network connections.<\/li><li>May not support high transaction volumes efficiently.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7271e4 elementor-widget elementor-widget-heading\" data-id=\"c7271e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Virtual Terminals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f40631a elementor-widget elementor-widget-text-editor\" data-id=\"f40631a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/trc-parus.ru\/blog\/what-is-a-virtual-terminal\/\">Virtual terminals<\/a> allow businesses to accept card payments without a physical card reader. These are commonly used for phone or mail orders.<\/p><h3><strong>How It Works<\/strong><\/h3><ul><li>Businesses manually enter the customer\u2019s card details into a secure online portal provided by their payment processor.<\/li><li>The transaction is processed similarly to online payments.<\/li><\/ul><h3><strong>Key Statistics<\/strong><\/h3><ul><li>Virtual terminals are used by over <strong>30% of small businesses<\/strong> offering remote services.<\/li><li>Manual entry transactions often carry higher fees, ranging from <strong>3% to 4%<\/strong> per transaction.<\/li><\/ul><h3><strong>Pros<\/strong><\/h3><ul><li>No need for expensive hardware.<\/li><li>Enables payments for remote transactions.<\/li><\/ul><h3><strong>Cons<\/strong><\/h3><ul><li>Higher fraud risk due to manual data entry.<\/li><li>Slower than card-present methods.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7afdac9 elementor-widget elementor-widget-heading\" data-id=\"7afdac9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recurring Billing and Subscription Payments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01cfc71 elementor-widget elementor-widget-text-editor\" data-id=\"01cfc71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For businesses with subscription models, such as streaming services or gyms, <a href=\"https:\/\/trc-parus.ru\/products\/recurring-payments\/\">recurring billing<\/a> automates regular payments.<\/p><h3><strong>How It Works<\/strong><\/h3><ul><li>Customers authorize the business to charge their card at regular intervals.<\/li><li>Payments are processed automatically via a payment gateway.<\/li><\/ul><h3><strong>Key Statistics<\/strong><\/h3><ul><li>The subscription economy is expected to grow to <strong>$1.5 trillion by 2025<\/strong>, with credit cards being the primary payment method.<\/li><li>Businesses offering subscriptions see <strong>30% higher customer retention rates<\/strong>.<\/li><\/ul><h3><strong>Pros<\/strong><\/h3><ul><li>Streamlines billing for both customers and businesses.<\/li><li>Reduces late payments.<\/li><\/ul><h3><strong>Cons<\/strong><\/h3><ul><li>Requires advanced payment gateway capabilities.<\/li><li>Managing cancellations and refunds can be complex.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fe42c4 elementor-widget elementor-widget-heading\" data-id=\"5fe42c4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Payment Links and QR Codes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-824e33b elementor-widget elementor-widget-text-editor\" data-id=\"824e33b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/trc-parus.ru\/blog\/benefits-of-a-virtual-terminal-for-payments\/\">Payment links<\/a> and QR codes allow businesses to accept card payments without traditional hardware or a website. They are especially useful for freelancers, small vendors, and social media sellers.<\/p><h3><strong>How It Works<\/strong><\/h3><ul><li>A business generates a payment link or QR code and shares it with the customer.<\/li><li>The customer clicks the link or scans the code to complete the payment online.<\/li><\/ul><h3><strong>Key Statistics<\/strong><\/h3><ul><li>Over <strong>25% of small businesses<\/strong> adopted QR codes for payments in 2023.<\/li><li>QR code payments are expected to grow by <strong>16% annually through 2030<\/strong>.<\/li><\/ul><h3><strong>Pros<\/strong><\/h3><ul><li>Easy to set up and use.<\/li><li>No hardware requirements.<\/li><\/ul><h3><strong>Cons<\/strong><\/h3><ul><li>Not ideal for high-volume transactions.<\/li><li>Requires customer familiarity with the technology.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25dafbf elementor-widget elementor-widget-heading\" data-id=\"25dafbf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choosing the Right Way to Accept Credit Cards<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33bedb2 elementor-widget elementor-widget-text-editor\" data-id=\"33bedb2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Selecting the best method for accepting credit cards is crucial for ensuring smooth transactions, enhancing customer satisfaction, and maintaining profitability.\u00a0<\/p><p>The right choice depends on factors like the type of business, customer preferences, transaction volume, and budget. Below is a detailed guide to help you navigate the decision-making process.<\/p><hr \/><h3><strong>1. Understand Your Business Model<\/strong><\/h3><p>Your business type plays a significant role in determining the best payment method.<\/p><ul><li><strong>Brick-and-Mortar Retail Stores:<\/strong> If you operate a physical store, a traditional <a href=\"https:\/\/trc-parus.ru\/blog\/the-best-pos-system-for-your-business\/\">point-of-sale (POS) system<\/a> is often the most efficient choice. Ensure the system supports modern features like contactless payments, mobile wallets, and EMV chip cards.<\/li><li><strong>E-Commerce Businesses:<\/strong> Online businesses require a robust payment gateway that integrates seamlessly with their website. Look for features like <a href=\"https:\/\/trc-parus.ru\/blog\/fraud-detection-in-payment-processing\/\">fraud detection<\/a>, <a href=\"https:\/\/trc-parus.ru\/blog\/dynamic-currency-conversion-dcc-in-credit-card-processing\/\">multi-currency support<\/a>, and a smooth user interface.<\/li><li><strong>Mobile or Remote Businesses:<\/strong> Service providers, food trucks, and pop-up shops benefit from mobile payment solutions that use card readers connected to smartphones or tablets.<\/li><li><strong>Subscription-Based Businesses:<\/strong> If your revenue relies on recurring payments, ensure your payment system supports subscription billing and automated renewals.<\/li><li><strong>Freelancers and Small Vendors:<\/strong> For those with low transaction volumes or irregular payment needs, virtual terminals or payment links can be cost-effective and convenient.<\/li><\/ul><hr \/><h3><strong>2. Assess Customer Preferences<\/strong><\/h3><p>Understanding how your customers prefer to pay can help you choose the right solution.<\/p><ul><li><strong>In-Person Transactions:<\/strong> For retail or service businesses, offering contactless payments is increasingly important. Studies show that <strong>65% of consumers<\/strong> prefer to use contactless methods when available.<\/li><li><strong>Online Purchases:<\/strong> Many online shoppers expect fast checkout options like one-click payments or digital wallets such as Apple Pay and PayPal.<\/li><li><strong>Mobile-First Payments:<\/strong> Younger demographics often favor QR code payments or mobile wallets. For example, <strong>47% of Gen Z consumers<\/strong> used a mobile wallet at least once in the last month.<\/li><li><strong>Global Customers:<\/strong> If you cater to international clients, ensure your system supports multiple currencies and payment methods popular in different regions.<\/li><\/ul><hr \/><h3><strong>3. Evaluate Transaction Volume<\/strong><\/h3><p>Transaction volume affects costs and scalability.<\/p><ul><li><strong>Low Volume:<\/strong> For businesses with fewer transactions, options like payment links or mobile card readers are often more affordable since they have no fixed monthly fees.<\/li><li><strong>High Volume:<\/strong> Businesses with high transaction volumes can save money by choosing a processor with lower per-transaction fees, even if it involves higher upfront or monthly costs.<\/li><li><strong>Seasonal Businesses:<\/strong> If your business is seasonal, look for payment processors that offer flexible plans without monthly minimums.<\/li><\/ul><hr \/><h3><strong>4. Consider Costs<\/strong><\/h3><p>The cost of accepting credit cards can vary widely depending on the method and provider. Key expenses include:<\/p><ul><li><strong>Hardware Costs:<\/strong> POS systems, mobile card readers, and other devices can range from $10 per month for basic models to $100 per month for advanced systems.<\/li><li><strong>Transaction Fees:<\/strong> These typically range from 1.5% to 3% per transaction, with additional flat fees for some services.<\/li><li><strong>Monthly Fees:<\/strong> Many processors charge monthly fees for access to their platform, typically ranging from <strong>$10 to $50<\/strong>.<\/li><li><strong>Hidden Fees:<\/strong> Look for fees like PCI compliance charges, chargeback fees, or early termination penalties.<\/li><\/ul><hr \/><h3><strong>5. Security Features<\/strong><\/h3><p>Fraud and chargebacks are significant concerns for businesses accepting credit cards. To minimize risk:<\/p><ul><li><strong>Look for PCI Compliance:<\/strong> The Payment Card Industry Data Security Standard (PCI DSS) is mandatory for all businesses that handle cardholder data. Ensure your provider complies with these standards.<\/li><li><strong>Invest in Fraud Prevention Tools:<\/strong> Use payment systems with built-in fraud detection, tokenization, and encryption.<\/li><li><strong>Avoid High-Risk Methods:<\/strong> Card-not-present transactions, like those in virtual terminals or online sales, are more prone to fraud. Choose systems that use address verification and CVV code verification.<\/li><\/ul><hr \/><h3><strong>6. Integration with Other Systems<\/strong><\/h3><p>The payment solution you choose should integrate seamlessly with other tools and systems in your business, such as:<\/p><ul><li><strong>Inventory Management:<\/strong> A POS system that tracks inventory can save time and reduce errors.<\/li><li><strong>Accounting Software:<\/strong> Payment processors that integrate with accounting tools like QuickBooks or Xero can simplify bookkeeping.<\/li><li><strong>Customer Relationship Management (CRM):<\/strong> Some payment solutions integrate with CRM software to track customer data and improve marketing efforts.<\/li><\/ul><hr \/><h3><strong>7. Scalability for Growth<\/strong><\/h3><p>As your business grows, your payment needs will evolve. Choose a system that can scale with your operations.<\/p><ul><li><strong>Future-Proof Features:<\/strong> Opt for systems that support emerging technologies like cryptocurrency payments, loyalty programs, or advanced analytics.<\/li><li><strong>Multi-Channel Support:<\/strong> If you plan to expand online or open additional locations, ensure your payment system can handle omnichannel operations.<\/li><li><strong>Customizable Plans:<\/strong> Look for providers offering flexible plans that can be adjusted as your transaction volume increases.<\/li><\/ul><hr \/><h3><strong>8. Provider Reputation and Support<\/strong><\/h3><p>The payment processor you choose should be reliable and offer excellent customer support.<\/p><ul><li><strong>Check Reviews:<\/strong> Look for reviews and ratings on trusted platforms to gauge customer satisfaction.<\/li><li><strong>Evaluate Uptime and Reliability:<\/strong> Choose providers with a history of minimal downtime.<\/li><li><strong>Customer Support:<\/strong> Ensure 24\/7 support is available, especially if your business operates outside standard hours.<\/li><\/ul><hr \/><h3><strong>Example Scenarios to Illustrate Choices<\/strong><\/h3><ul><li><strong>Small Retail Store:<\/strong> A standalone POS system with minimal hardware costs and robust transaction capabilities.<\/li><li><strong>Growing E-Commerce Brand:<\/strong> An integrated online payment gateway with fraud protection and multi-currency support.<\/li><li><strong>Pop-Up Shop:<\/strong> A mobile card reader paired with a tablet to keep costs low while maintaining flexibility.<\/li><li><strong>Subscription Box Business:<\/strong> A recurring billing platform that automates payments and simplifies renewals.<\/li><li><strong>Freelancer:<\/strong> A virtual terminal or payment links for one-off payments, avoiding the need for hardware or complex systems.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales.\u00a0 This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. In-Store Credit Card Processing For brick-and-mortar businesses, in-store credit card processing is the most traditional [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":28122,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"class_list":["post-16054","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-payments-work"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Different Ways a Business Can Accept Credit Cards<\/title>\n<meta name=\"description\" content=\"This article explores the various ways businesses can accept credit cards, including their advantages, costs, and considerations.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Different Ways a Business Can Accept Credit Cards\" \/>\n<meta property=\"og:description\" content=\"This article explores the various ways businesses can accept credit cards, including their advantages, costs, and considerations.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/\" \/>\n<meta property=\"og:site_name\" content=\"Credit Card Processing and Merchant Account\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/clearlypayments\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-02T15:44:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-02T15:44:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kalle Radage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kalleradage\" \/>\n<meta name=\"twitter:site\" content=\"@clearlypayments\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kalle Radage\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/\"},\"author\":{\"name\":\"Kalle Radage\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\"},\"headline\":\"The Different Ways a Business Can Accept Credit Cards\",\"datePublished\":\"2024-12-02T15:44:35+00:00\",\"dateModified\":\"2024-12-02T15:44:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/\"},\"wordCount\":1617,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg\",\"articleSection\":[\"How Payments Work\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/\",\"url\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/\",\"name\":\"The Different Ways a Business Can Accept Credit Cards\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg\",\"datePublished\":\"2024-12-02T15:44:35+00:00\",\"dateModified\":\"2024-12-02T15:44:36+00:00\",\"description\":\"This article explores the various ways businesses can accept credit cards, including their advantages, costs, and considerations.\",\"breadcrumb\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage\",\"url\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg\",\"contentUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg\",\"width\":1920,\"height\":1280,\"caption\":\"The Different Ways a Business Can Accept Credit Cards\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trc-parus.ru\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Different Ways a Business Can Accept Credit Cards\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trc-parus.ru\/#website\",\"url\":\"https:\/\/trc-parus.ru\/\",\"name\":\"Credit Card Processing and Merchant Account\",\"description\":\"Friendliest Payment Processor on Earth\",\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trc-parus.ru\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/trc-parus.ru\/#organization\",\"name\":\"TRC-Parus\",\"url\":\"https:\/\/trc-parus.ru\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"contentUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"width\":2913,\"height\":902,\"caption\":\"TRC-Parus\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/clearlypayments\",\"https:\/\/x.com\/clearlypayments\",\"https:\/\/www.linkedin.com\/company\/clearlypayments\",\"https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\",\"name\":\"Kalle Radage\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"caption\":\"Kalle Radage\"},\"description\":\"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.\",\"sameAs\":[\"https:\/\/trc-parus.ru\",\"https:\/\/www.linkedin.com\/in\/kalleradage\/\",\"https:\/\/x.com\/kalleradage\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Different Ways a Business Can Accept Credit Cards","description":"This article explores the various ways businesses can accept credit cards, including their advantages, costs, and considerations.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/","og_locale":"en_US","og_type":"article","og_title":"The Different Ways a Business Can Accept Credit Cards","og_description":"This article explores the various ways businesses can accept credit cards, including their advantages, costs, and considerations.","og_url":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/","og_site_name":"Credit Card Processing and Merchant Account","article_publisher":"https:\/\/www.facebook.com\/clearlypayments","article_published_time":"2024-12-02T15:44:35+00:00","article_modified_time":"2024-12-02T15:44:36+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg","type":"image\/jpeg"}],"author":"Kalle Radage","twitter_card":"summary_large_image","twitter_creator":"@kalleradage","twitter_site":"@clearlypayments","twitter_misc":{"Written by":"Kalle Radage","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#article","isPartOf":{"@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/"},"author":{"name":"Kalle Radage","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0"},"headline":"The Different Ways a Business Can Accept Credit Cards","datePublished":"2024-12-02T15:44:35+00:00","dateModified":"2024-12-02T15:44:36+00:00","mainEntityOfPage":{"@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/"},"wordCount":1617,"commentCount":0,"publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"image":{"@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage"},"thumbnailUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg","articleSection":["How Payments Work"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/","url":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/","name":"The Different Ways a Business Can Accept Credit Cards","isPartOf":{"@id":"https:\/\/trc-parus.ru\/#website"},"primaryImageOfPage":{"@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage"},"image":{"@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage"},"thumbnailUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg","datePublished":"2024-12-02T15:44:35+00:00","dateModified":"2024-12-02T15:44:36+00:00","description":"This article explores the various ways businesses can accept credit cards, including their advantages, costs, and considerations.","breadcrumb":{"@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#primaryimage","url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg","contentUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/12\/ways-to-accept-credit-cards.jpg","width":1920,"height":1280,"caption":"The Different Ways a Business Can Accept Credit Cards"},{"@type":"BreadcrumbList","@id":"https:\/\/trc-parus.ru\/blog\/the-different-ways-a-business-can-accept-credit-cards\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trc-parus.ru\/"},{"@type":"ListItem","position":2,"name":"The Different Ways a Business Can Accept Credit Cards"}]},{"@type":"WebSite","@id":"https:\/\/trc-parus.ru\/#website","url":"https:\/\/trc-parus.ru\/","name":"Credit Card Processing and Merchant Account","description":"Friendliest Payment Processor on Earth","publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trc-parus.ru\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/trc-parus.ru\/#organization","name":"TRC-Parus","url":"https:\/\/trc-parus.ru\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/","url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","contentUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","width":2913,"height":902,"caption":"TRC-Parus"},"image":{"@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/clearlypayments","https:\/\/x.com\/clearlypayments","https:\/\/www.linkedin.com\/company\/clearlypayments","https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg"]},{"@type":"Person","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0","name":"Kalle Radage","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","caption":"Kalle Radage"},"description":"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.","sameAs":["https:\/\/trc-parus.ru","https:\/\/www.linkedin.com\/in\/kalleradage\/","https:\/\/x.com\/kalleradage"]}]}},"_links":{"self":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/16054","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/comments?post=16054"}],"version-history":[{"count":23,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/16054\/revisions"}],"predecessor-version":[{"id":28126,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/16054\/revisions\/28126"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media\/28122"}],"wp:attachment":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media?parent=16054"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/categories?post=16054"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/tags?post=16054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}