{"id":22167,"date":"2023-10-12T08:50:24","date_gmt":"2023-10-12T16:50:24","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=22167"},"modified":"2023-10-15T11:40:24","modified_gmt":"2023-10-15T19:40:24","slug":"how-to-accept-credit-card-payments-on-your-website","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/","title":{"rendered":"How to Accept Credit Card Payments on Your Website"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22167\" class=\"elementor elementor-22167\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-030462b e-flex e-con-boxed e-con e-parent\" data-id=\"030462b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e2ab02 elementor-widget elementor-widget-text-editor\" data-id=\"2e2ab02\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Accepting credit card payments on your website is essential for any business that wants to sell products or services online. It&#8217;s a convenient and secure way for customers to pay for their purchases, and it can help you increase sales and grow your business.<\/p><p>There are a few different ways to accept credit card payments on your website. The most common way is to use a payment processor, such as TRC-Parus, Stripe or PayPal. These companies provide you with the technology and infrastructure you need to process credit card payments securely.<\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">In this article, we&#8217;ll walk you through the steps of accepting credit card payments on your website using a payment processor.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40533ee elementor-widget elementor-widget-heading\" data-id=\"40533ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Choose a Payment Processor<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b73149 elementor-widget elementor-widget-text-editor\" data-id=\"5b73149\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The first step is selecting a reliable payment gateway, which acts as the intermediary between your website and the financial institutions that process payments. Popular payment gateways include TRC-Parus, PayPal, Stripe, Square, and Authorize.net. Here are some of the <a href=\"https:\/\/trc-parus.ru\/blog\/best-payment-gateway-for-online-payments\/\">best payment gateways<\/a>. Consider factors like transaction fees, international support, and the ease of integration with your website when making your choice.<\/p><p>There are many different payment processors to choose from, so it&#8217;s important to compare their features and pricing before making a decision.\u00a0<\/p><p data-sourcepos=\"23:1-23:47\">When choosing a payment gateway, consider the following factors:<\/p><ul data-sourcepos=\"25:1-29:0\"><li data-sourcepos=\"25:1-25:168\"><strong>Features:<\/strong>\u00a0What features are important to you?\u00a0Do you need a payment processor that supports international payments,\u00a0recurring billing,\u00a0or other specific features?<\/li><li data-sourcepos=\"26:1-26:99\"><strong>Pricing:<\/strong>\u00a0Compare the transaction fees and other fees charged by different payment processors.<\/li><li data-sourcepos=\"27:1-27:74\"><strong>Ease of use:<\/strong>\u00a0How easy is it to set up and use the payment processor?<\/li><li data-sourcepos=\"28:1-29:0\"><strong>Customer support:<\/strong>\u00a0Does the payment processor offer good customer support?<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3666004 elementor-widget elementor-widget-heading\" data-id=\"3666004\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Set up a Merchant Account<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beadb50 elementor-widget elementor-widget-text-editor\" data-id=\"beadb50\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>To accept credit card payments, you&#8217;ll need a <a href=\"https:\/\/trc-parus.ru\/blog\/what-is-a-merchant-account\/\">merchant account<\/a>. Many payment gateway providers offer this service, while others require you to set up a separate account with a financial institution. During the application process, be prepared to provide business information, banking details, and agree to the terms and conditions.<\/p><p>The <a href=\"https:\/\/trc-parus.ru\/blog\/how-to-get-a-merchant-account-to-accept-credit-cards\/\">steps and timeline to get a new merchant account<\/a> are as follows:<\/p><ol><li>Complete the\u00a0<a href=\"https:\/\/trc-parus.ru\/get-started\/\">get started form<\/a>\u00a0with a few easy details. Most payment processors will have an online form and get back to you within 24 hours<\/li><li>Fill out the merchant account application that includes all your personal and business information along with the types of\u00a0<a href=\"https:\/\/trc-parus.ru\/products\/\">payment processing products<\/a>\u00a0you want. Be prepared with a void check or bank letter for verification. If you already have a merchant account, have 3 months of past processing statements available.<\/li><li>The payment processor will send that completed application to their\u00a0<a href=\"https:\/\/trc-parus.ru\/blog\/what-is-underwriting-and-merchant-account-risk\/\">underwriting<\/a>\u00a0team to determine the risk. Depending on the processor, approval can take anywhere from 15 minutes to one week. Larger and more complex businesses generally take multiple days to one week.\u00a0<\/li><li>You will then get an approval or rejection letter for a merchant account. This normally happens by email.<\/li><li>Once your business is approved for a merchant account, you will get access to your accounts with online access. Any payment hardware will be shipped, generally within 2 business days.<\/li><li>You will now be accepting credit cards!<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50129ff elementor-widget elementor-widget-heading\" data-id=\"50129ff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Integrate the Payment Gateway<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12d251f elementor-widget elementor-widget-text-editor\" data-id=\"12d251f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Integrate the chosen payment gateway into your website. Most gateways offer plugins or APIs (Application Programming Interfaces) that make this process relatively straightforward. You may need the assistance of a developer if you&#8217;re not comfortable with coding.<\/p><div class=\"group w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent\" data-testid=\"conversation-turn-67\"><div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\"><div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl }\"><div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 gizmo:w-full md:gap-3 lg:w-[calc(100%-115px)] agent-turn\"><div class=\"flex flex-grow flex-col gap-3 max-w-full\"><div class=\"min-h-[20px] flex flex-col items-start gap-3 whitespace-pre-wrap break-words overflow-x-auto\"><div class=\"markdown prose w-full break-words dark:prose-invert dark\"><p>The process of integrating your chosen payment gateway can be a varied experience, contingent on both the gateway selected and the platform of your website. For certain e-commerce platforms like Shopify or WooCommerce, the journey is simplified with readily available plugins and extensions designed for effortless integration. However, in the absence of these plugins, a more hands-on approach might be necessary, entailing manual code integration into your website. For example, TRC-Parus and Stripe offers exceptionally developer-friendly APIs, ensuring a smooth and accessible integration process.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c00a7e2 elementor-widget elementor-widget-heading\" data-id=\"c00a7e2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ensure Security<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0adc6ce elementor-widget elementor-widget-text-editor\" data-id=\"0adc6ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Security is paramount when dealing with credit card data. Implement <a href=\"https:\/\/trc-parus.ru\/blog\/what-is-ssl-in-payments\/\">SSL (Secure Sockets Layer)<\/a> encryption to protect data transmission between your website and the payment gateway.\u00a0<\/p><p>Additionally, comply with <a href=\"https:\/\/trc-parus.ru\/blog\/a-complete-overview-of-pci-in-payments\/\">Payment Card Industry Data Security Standard (PCI DSS)<\/a> requirements, which outline security measures to safeguard cardholder information.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06b9e29 elementor-widget elementor-widget-heading\" data-id=\"06b9e29\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Test Some Transactions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6275e1 elementor-widget elementor-widget-text-editor\" data-id=\"b6275e1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Before going live, conduct thorough testing to ensure that credit card transactions process correctly. Simulate both successful transactions and failed ones to identify and resolve any issues promptly.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dc14de elementor-widget elementor-widget-heading\" data-id=\"2dc14de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consider Mobile Compatibility<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4471de9 elementor-widget elementor-widget-text-editor\" data-id=\"4471de9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tAs an increasing number of customers use mobile devices for online shopping, ensure that your payment process is mobile-friendly and responsive.\n\nIn conclusion, accepting credit card payments on your website is a multifaceted process that demands careful consideration of security, user experience, and regulatory compliance. By following these steps and choosing the right payment gateway, you can offer a seamless and secure payment experience to your customers, boosting your business&#8217;s credibility and revenue potential.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-795badb e-flex e-con-boxed e-con e-parent\" data-id=\"795badb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8305916 e-con-full e-flex e-con e-child\" data-id=\"8305916\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6c3107 elementor-widget elementor-widget-heading\" data-id=\"c6c3107\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get the best website payments with TRC-Parus<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2e5afe elementor-widget elementor-widget-text-editor\" data-id=\"c2e5afe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Lowest-cost processing in the industry<\/li><li>Fund transfers in less than one day<\/li><li>A full set of payment products to accept credit cards from anywhere in the world<\/li><li>World-class customer service<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75ddede e-con-full e-flex e-con e-child\" data-id=\"75ddede\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1859a8 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f1859a8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg elementor-animation-grow\" href=\"https:\/\/trc-parus.ru\/get-started\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Accepting credit card payments on your website is essential for any business that wants to sell products or services online. It&#8217;s a convenient and secure way for customers to pay for their purchases, and it can help you increase sales and grow your business. There are a few different ways to accept credit card payments [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":22198,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Accept Credit Card Payments on Your Website - Credit Card Processing and Merchant Account<\/title>\n<meta name=\"description\" content=\"This article shows the steps to accept credit card payments on your website to enable online payment processing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Accept Credit Card Payments on Your Website - Credit Card Processing and Merchant Account\" \/>\n<meta property=\"og:description\" content=\"This article shows the steps to accept credit card payments on your website to enable online payment processing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/\" \/>\n<meta property=\"og:site_name\" content=\"Credit Card Processing and Merchant Account\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/clearlypayments\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-12T16:50:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-15T19:40:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/10\/accept-credit-cards-website.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1275\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kalle Radage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kalleradage\" \/>\n<meta name=\"twitter:site\" content=\"@clearlypayments\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kalle Radage\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/\"},\"author\":{\"name\":\"Kalle Radage\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\"},\"headline\":\"How to Accept Credit Card Payments on Your Website\",\"datePublished\":\"2023-10-12T16:50:24+00:00\",\"dateModified\":\"2023-10-15T19:40:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/\"},\"wordCount\":846,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/10\/accept-credit-cards-website.jpg\",\"articleSection\":[\"How Payments Work\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/\",\"url\":\"https:\/\/trc-parus.ru\/blog\/how-to-accept-credit-card-payments-on-your-website\/\",\"name\":\"How to Accept Credit Card Payments on Your Website - 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