{"id":22283,"date":"2023-10-24T03:22:13","date_gmt":"2023-10-24T11:22:13","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=22283"},"modified":"2023-10-24T03:22:15","modified_gmt":"2023-10-24T11:22:15","slug":"what-is-a-good-credit-card-chargeback-rate-for-merchants","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/what-is-a-good-credit-card-chargeback-rate-for-merchants\/","title":{"rendered":"What is a Good Credit Card Chargeback Rate for Merchants?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22283\" class=\"elementor elementor-22283\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef247f3 e-flex e-con-boxed e-con e-parent\" data-id=\"ef247f3\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d12a547 elementor-widget elementor-widget-text-editor\" data-id=\"d12a547\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Credit card chargebacks are a common concern for merchants. They can impact your bottom line, reputation, and even your ability to accept credit card payments. As a result, understanding and managing your chargeback rate is vital.<\/p><p>What is considered a good credit card chargeback rate for merchants and how can you achieve it? In this article, we&#8217;ll explore these questions and offer guidance on chargeback rate management.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2294c1 elementor-widget elementor-widget-heading\" data-id=\"f2294c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">What is a chargeback?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d0c536 elementor-widget elementor-widget-text-editor\" data-id=\"9d0c536\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A <a href=\"https:\/\/trc-parus.ru\/blog\/chargeback-statistics-in-credit-card-processing\/\">chargeback<\/a> occurs when a cardholder disputes a transaction, resulting in the reversal of funds to the cardholder and a debit to the merchant&#8217;s account.\u00a0<\/p><p>A customer initiates a chargeback by calling their credit card company (<a href=\"https:\/\/trc-parus.ru\/blog\/what-is-an-issuing-bank-in-payments\/\">issuing bank<\/a>) and giving a reason why a charge on their credit card should be reversed. The credit card issuers frequently support the consumer. Below is a chart on the most common reasons for chargebacks.\u00a0\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-059568d elementor-widget elementor-widget-image\" data-id=\"059568d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"452\" src=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/common-chargeback-reasons-1024x579.png\" class=\"attachment-large size-large wp-image-20094\" alt=\"Most common chargeback reasons in credit card processing\" srcset=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/common-chargeback-reasons-1024x579.png 1024w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/common-chargeback-reasons-300x170.png 300w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/common-chargeback-reasons-768x434.png 768w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/common-chargeback-reasons-1536x869.png 1536w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/common-chargeback-reasons-2048x1158.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Most common reasons for credit card chargebacks<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-323b6f6 elementor-widget elementor-widget-text-editor\" data-id=\"323b6f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Chargebacks can be initiated for various reasons, such as unauthorized transactions, fraud, billing errors, or dissatisfaction with a product or service. Credit card companies allow chargebacks to protect consumers. Consumer protection is one of the key advantages of a credit card and is a primary reason they are so popular.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4510721 elementor-widget elementor-widget-heading\" data-id=\"4510721\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How merchants measure chargeback rate<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f2be54 elementor-widget elementor-widget-text-editor\" data-id=\"6f2be54\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The chargeback rate is a critical metric used to evaluate a merchant&#8217;s chargeback management. It represents the percentage of total transactions that result in chargebacks. The formula to calculate the chargeback rate is as follows:<\/p><p><strong>Chargeback Rate (%) = (Number of Chargebacks \/ Total Transactions) x 100<\/strong><\/p><p>For example, if a merchant has 9 chargebacks out of 1,000 transactions, the chargeback rate would be 0.9%.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bf0d72 elementor-widget elementor-widget-heading\" data-id=\"5bf0d72\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A good chargeback rate for merchants<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdaa7b4 elementor-widget elementor-widget-text-editor\" data-id=\"cdaa7b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A universally accepted &#8220;good&#8221; chargeback rate for all merchants is difficult to determine, as the ideal rate varies by industry, business size, and risk factors. However, in general, an acceptable chargeback rate should fall below 1%. If a business is at or above 1% chargeback rate, they are typically considered high risk.<\/p>\n<p>Businesses in high-risk industries might have slightly higher thresholds if they are in known industries. Payment networks, such as Visa and Mastercard, have their chargeback rate thresholds, and exceeding these thresholds can lead to penalties or restrictions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8524890 elementor-blockquote--skin-boxed elementor-blockquote--button-color-official elementor-widget elementor-widget-blockquote\" data-id=\"8524890\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.18.0 - 20-12-2023 *\/\n@charset \"UTF-8\";.entry-content blockquote.elementor-blockquote:not(.alignright):not(.alignleft),.entry-summary blockquote.elementor-blockquote{margin-right:0;margin-left:0}.elementor-widget-blockquote blockquote{margin:0;padding:0;outline:0;font-size:100%;vertical-align:baseline;background:transparent;quotes:none;border:0;font-style:normal;color:#3f444b}.elementor-widget-blockquote blockquote .e-q-footer:after,.elementor-widget-blockquote blockquote .e-q-footer:before,.elementor-widget-blockquote blockquote:after,.elementor-widget-blockquote blockquote:before,.elementor-widget-blockquote blockquote cite:after,.elementor-widget-blockquote blockquote cite:before{content:none}.elementor-blockquote{transition:.3s}.elementor-blockquote__author,.elementor-blockquote__content{margin-bottom:0;font-style:normal}.elementor-blockquote__author{font-weight:700}.elementor-blockquote .e-q-footer{margin-top:12px;display:flex;justify-content:space-between}.elementor-blockquote__tweet-button{display:flex;transition:.3s;color:#1da1f2;align-self:flex-end;line-height:1;position:relative;width:-moz-max-content;width:max-content}.elementor-blockquote__tweet-button:hover{color:#0967a0}.elementor-blockquote__tweet-button span{font-weight:600}.elementor-blockquote__tweet-button i,.elementor-blockquote__tweet-button span{vertical-align:middle}.elementor-blockquote__tweet-button i+span,.elementor-blockquote__tweet-button svg+span{margin-left:.5em}.elementor-blockquote__tweet-button svg{fill:#1da1f2;height:1em;width:1em}.elementor-blockquote__tweet-label{white-space:pre-wrap}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button{padding:.7em 1.2em;border-radius:100em;background-color:#1da1f2;color:#fff;font-size:15px}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button:hover,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button:hover{background-color:#0967a0;color:#fff}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button:hover:before,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button:hover:before{border-right-color:#0967a0}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button svg,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button svg{fill:#fff;height:1em;width:1em}.elementor-blockquote--button-skin-bubble.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button,.elementor-blockquote--button-skin-classic.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button{padding:0;width:2em;height:2em}.elementor-blockquote--button-skin-bubble.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button i,.elementor-blockquote--button-skin-classic.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button i{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%)}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button:before{content:\"\";border:.5em solid transparent;border-right-color:#1da1f2;position:absolute;left:-.8em;top:50%;transform:translateY(-50%) scaleY(.65);transition:.3s}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-left .elementor-blockquote__tweet-button:before{right:auto;left:-.8em;border-right-color:#1da1f2;border-left-color:transparent}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-left .elementor-blockquote__tweet-button:hover:before{border-right-color:#0967a0}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-right .elementor-blockquote__tweet-button:before{left:auto;right:-.8em;border-right-color:transparent;border-left-color:#1da1f2}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-right .elementor-blockquote__tweet-button:hover:before{border-left-color:#0967a0}.elementor-blockquote--skin-boxed .elementor-blockquote{background-color:#f9fafa;padding:30px}.elementor-blockquote--skin-border .elementor-blockquote{border-color:#f9fafa;border-left:7px #f9fafa;border-style:solid;padding-left:20px}.elementor-blockquote--skin-quotation .elementor-blockquote:before{content:\"\u201c\";font-size:100px;color:#f9fafa;font-family:Times New Roman,Times,serif;font-weight:900;line-height:1;display:block;height:.6em}.elementor-blockquote--skin-quotation .elementor-blockquote__content{margin-top:15px}.elementor-blockquote--align-left .elementor-blockquote__content{text-align:left}.elementor-blockquote--align-left .elementor-blockquote .e-q-footer{flex-direction:row}.elementor-blockquote--align-right .elementor-blockquote__content{text-align:right}.elementor-blockquote--align-right .elementor-blockquote .e-q-footer{flex-direction:row-reverse}.elementor-blockquote--align-center .elementor-blockquote{text-align:center}.elementor-blockquote--align-center .elementor-blockquote .e-q-footer,.elementor-blockquote--align-center .elementor-blockquote__author{display:block}.elementor-blockquote--align-center .elementor-blockquote__tweet-button{margin-right:auto;margin-left:auto}<\/style>\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\t<b>It is commonly agreed in the payments and banking industry that an acceptable chargeback rate is below 1%. Businesses with lower chargeback rates are considered lower risk.<\/b>\t\t\t<\/p>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98ef1d0 elementor-widget elementor-widget-text-editor\" data-id=\"98ef1d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">To determine an appropriate chargeback rate for your business, consider the following factors:<\/span><\/p><ol><li><p><strong>Industry<\/strong>: High-risk industries like travel or electronics may have a higher average chargeback rate due to increased fraud or disputes.<\/p><\/li><li><p><strong>Business Model<\/strong>: Whether you operate online, in-store, or both can influence your chargeback risk. E-commerce businesses often face more chargebacks than traditional retailers.<\/p><\/li><li><p><strong>Geographic Reach<\/strong>: Selling internationally can introduce additional risks, as different regions may have varying fraud rates and consumer behaviors.<\/p><\/li><li><p><strong>Customer Service<\/strong>: Strong customer service and dispute resolution processes can help reduce chargebacks.<\/p><\/li><li><p><strong>Product or Service Quality<\/strong>: Maintaining high-quality products and services can decrease the likelihood of customer dissatisfaction and disputes.<\/p><\/li><li><p><strong>Fraud Prevention<\/strong>: Implementing robust fraud prevention measures can significantly reduce chargebacks.<\/p><\/li><\/ol><div><span style=\"font-size: 17px;\">Below are some examples on the average chargeback rate by industry or business type.<\/span><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e530c4 elementor-widget elementor-widget-image\" data-id=\"4e530c4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"453\" src=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/chargeback-rate-by-industry-type-1024x580.png\" class=\"attachment-large size-large wp-image-20093\" alt=\"Chargeback rate by business or industry type\" srcset=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/chargeback-rate-by-industry-type-1024x580.png 1024w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/chargeback-rate-by-industry-type-300x170.png 300w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/chargeback-rate-by-industry-type-768x435.png 768w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/chargeback-rate-by-industry-type-1536x870.png 1536w, https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/06\/chargeback-rate-by-industry-type-2048x1160.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Chargeback rate by Industry<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fae5fef elementor-widget elementor-widget-text-editor\" data-id=\"fae5fef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align); font-size: 1rem;\">For more information on chargeback rates, read the article on\u00a0<\/span><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align); background-color: #ffffff; font-size: 1rem;\" href=\"https:\/\/trc-parus.ru\/blog\/the-average-chargeback-rate\/\">The Average Chargeback Rate<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align); font-size: 1rem;\">.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc99c60 elementor-widget elementor-widget-heading\" data-id=\"fc99c60\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to manage and reduce chargebacks<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d125db elementor-widget elementor-widget-text-editor\" data-id=\"7d125db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>While aiming for a low chargeback rate is essential, it&#8217;s equally important to <a href=\"https:\/\/trc-parus.ru\/blog\/the-way-to-reduce-chargebacks\/\">implement strategies to manage and reduce chargebacks<\/a> effectively:<\/p><ol><li><p><strong>Clearly Display Policies<\/strong>: Make your return, refund, and cancellation policies transparent to customers. Clear expectations can reduce disputes.<\/p><\/li><li><p><strong>Strong Customer Service<\/strong>: Address customer inquiries and issues promptly and professionally.<\/p><\/li><li><p><strong>Fraud Prevention Tools<\/strong>: Employ fraud detection and prevention tools to flag potentially suspicious transactions.<\/p><\/li><li><p><strong>Secure Payment Processing<\/strong>: Ensure your payment processing is secure and compliant with industry standards.<\/p><\/li><li><p><strong>Transaction Descriptors<\/strong>: Use recognizable transaction descriptors on customers&#8217; statements to reduce confusion.<\/p><\/li><li><p><strong>Data Collection and Analysis<\/strong>: Monitor transaction data to identify trends or patterns that may indicate potential issues.<\/p><\/li><li><p><strong>Dispute Resolution<\/strong>: Actively work to resolve disputes in favor of the customer whenever possible.<\/p><\/li><li><p><strong>Chargeback Alerts<\/strong>: Sign up for chargeback alerts to be notified of potential chargebacks in advance, giving you an opportunity to respond.<\/p><\/li><li><p><strong>Stay Informed<\/strong>: Keep up-to-date with industry regulations and best practices in chargeback management.<\/p><\/li><\/ol><div><span style=\"font-size: 17px;\">For more information on reducing chargebacks, read the article on <a href=\"https:\/\/trc-parus.ru\/blog\/the-8-things-you-can-do-to-reduce-chargebacks\/\">How to Reduce Chargebacks<\/a><\/span><span style=\"font-size: 17px;\">.<\/span><span style=\"font-size: 17px;\"><br \/><\/span><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1711d3a elementor-widget elementor-widget-heading\" data-id=\"1711d3a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TRC-Parus helps you with chargebacks<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dec8d5e elementor-widget elementor-widget-text-editor\" data-id=\"dec8d5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>TRC-Parus is more than just a payment processor; it&#8217;s a valuable partner for businesses looking to mitigate the impact of chargebacks. With advanced fraud detection tools, TRC-Parus proactively identifies potentially fraudulent transactions to prevent chargebacks before they happen. They also offer a chargeback alerts service, providing notifications to merchants, enabling them to respond swiftly to potential issues and resolve disputes before they escalate into costly chargebacks.<\/p>\n<p>In addition to robust fraud prevention measures, TRC-Parus provides dedicated support for dispute resolution, helping businesses with evidence and documentation to build a case against unwarranted chargebacks. By partnering with TRC-Parus, businesses can access a wealth of educational resources and expertise to better understand, manage, and prevent chargebacks, safeguarding their revenue and reputation in the process.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Credit card chargebacks are a common concern for merchants. They can impact your bottom line, reputation, and even your ability to accept credit card payments. As a result, understanding and managing your chargeback rate is vital. What is considered a good credit card chargeback rate for merchants and how can you achieve it? In this [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":22446,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a Good Credit Card Chargeback Rate for Merchants? - Credit Card Processing and Merchant Account<\/title>\n<meta name=\"description\" content=\"This article covers what is a good chargeback rate on average for merchants in credit card processing and payments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/what-is-a-good-credit-card-chargeback-rate-for-merchants\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a Good Credit Card Chargeback Rate for Merchants? 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