{"id":23302,"date":"2023-12-01T06:50:19","date_gmt":"2023-12-01T14:50:19","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=23302"},"modified":"2023-12-01T06:51:52","modified_gmt":"2023-12-01T14:51:52","slug":"comparison-and-list-of-payment-acquirers-isos-and-aggregators","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/","title":{"rendered":"Comparison and List of Payment Acquirers, ISOs, and Aggregators"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"23302\" class=\"elementor elementor-23302\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60032d4 e-flex e-con-boxed e-con e-parent\" data-id=\"60032d4\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbe4f30 elementor-widget elementor-widget-text-editor\" data-id=\"dbe4f30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div class=\"flex-1 overflow-hidden\"><div class=\"react-scroll-to-bottom--css-plznd-79elbk h-full\"><div class=\"react-scroll-to-bottom--css-plznd-1n7m0yu\"><div class=\"flex flex-col text-sm gizmo:pb-9 dark:bg-gray-800 gizmo:dark:bg-transparent\"><div class=\"w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent\" data-testid=\"conversation-turn-33\"><div class=\"p-4 gizmo:py-2 justify-center text-base md:gap-6 md:py-6 m-auto\"><div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl } group final-completion\"><div class=\"relative flex w-[calc(100%-50px)] flex-col gizmo:w-full lg:w-[calc(100%-115px)] agent-turn\"><div class=\"flex-col gap-1 md:gap-3\"><div class=\"flex flex-grow flex-col max-w-full gap-3 gizmo:gap-0\"><div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"62ab8b15-69ce-4974-b35a-f4038ef7a79e\"><div class=\"markdown prose w-full break-words dark:prose-invert dark\"><p>In the intricate landscape of payment processing, merchants are confronted with a choice between three types of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs). Understanding the distinctive roles each plays is important for businesses seeking an optimal payment processing solution.\u00a0<\/p><p>This article covers the differences between Acquirers, ISOs, and Aggregators, shedding light on their unique functions and contributions to the flow of debit card and credit card transactions.\u00a0<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">Additionally, we provide a list of notable Acquirers, ISOs, and Aggregators, offering a reference point for merchants exploring potential partners in the payment processing space.\u00a0<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">As we navigate these details, we&#8217;ll guide you through the considerations essential for choosing the right type of payment processor for your business, ensuring a decision aligned with your operational needs, risk tolerance, and growth aspirations.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48e40aa elementor-widget elementor-widget-heading\" data-id=\"48e40aa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 08-11-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Difference of Acquirers, ISOs, and Aggregators<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13b34ad elementor-widget elementor-widget-text-editor\" data-id=\"13b34ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Acquirers, ISOs, and aggregators each play vital roles within the payment processing ecosystem, and a nuanced understanding of their distinctive functions is crucial. They are all considered payment processors, but there are differences.\u00a0<\/p><p>In essence, while acquirers focus on the direct connection between merchants and payment networks, ISOs act as intermediaries, and aggregators streamline the process by offering a consolidated approach to managing diverse payment processing options. Each entity plays a unique and indispensable role in payment processing.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a26a65 elementor-widget elementor-widget-heading\" data-id=\"9a26a65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acquirers or Acquiring Banks<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc1343b elementor-widget elementor-widget-text-editor\" data-id=\"bc1343b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Acquirers or <a href=\"https:\/\/trc-parus.ru\/blog\/what-is-an-acquiring-bank-in-payments\/\">Acquiring Banks<\/a> are financial institutions that establish a direct link between merchants and major payment networks such as Visa, Mastercard, and American Express.\u00a0<\/p><p>Acquirers are the largest institutions that you can get a merchant account. Most aggregators and ISOs build on top of acquirers and add the value with better software and better customer service.\u00a0<\/p><p>Acquirers assume the responsibility of authorizing and processing <a href=\"https:\/\/trc-parus.ru\/blog\/how-a-credit-card-transaction-works\/\">credit and debit card transactions<\/a> on behalf of merchants. Additionally, they manage the intricate processes of fund settlement while delivering comprehensive reporting and reconciliation services.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c42d08d elementor-widget elementor-widget-heading\" data-id=\"c42d08d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">ISOs (Independent Sales Organization) or MSP (Merchant Service Provider)<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd9e71e elementor-widget elementor-widget-text-editor\" data-id=\"cd9e71e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/trc-parus.ru\/blog\/what-is-an-iso-in-payments\/\">ISOs (Independent Sales Organizations)<\/a> are entities that collaborate with acquirers to get customers\/merchants and oversee merchant accounts.\u00a0Serving as intermediaries, ISOs facilitate the establishment and management of payment processing systems for merchants. Beyond this, they offer valuable marketing and sales support to enhance the merchant&#8217;s overall experience. Many ISOs build and sell cutting edge software to make payments more efficient and easier.<\/p><div class=\"flex-1 overflow-hidden\"><div class=\"react-scroll-to-bottom--css-plznd-79elbk h-full\"><div class=\"react-scroll-to-bottom--css-plznd-1n7m0yu\"><div class=\"flex flex-col text-sm gizmo:pb-9 dark:bg-gray-800 gizmo:dark:bg-transparent\"><div class=\"w-full text-token-text-primary border-b border-black\/10 gizmo:border-0 dark:border-gray-900\/50 gizmo:dark:border-0 bg-gray-50 gizmo:bg-transparent dark:bg-[#444654] gizmo:dark:bg-transparent\" data-testid=\"conversation-turn-11\"><div class=\"p-4 gizmo:py-2 justify-center text-base md:gap-6 md:py-6 m-auto\"><div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 gizmo:gap-3 gizmo:md:px-5 gizmo:lg:px-1 gizmo:xl:px-5 md:max-w-2xl lg:max-w-[38rem] gizmo:md:max-w-3xl gizmo:lg:max-w-[40rem] gizmo:xl:max-w-[48rem] xl:max-w-3xl } group final-completion\"><div class=\"relative flex w-[calc(100%-50px)] flex-col gizmo:w-full lg:w-[calc(100%-115px)] agent-turn\"><div class=\"flex-col gap-1 md:gap-3\"><div class=\"flex flex-grow flex-col max-w-full gap-3 gizmo:gap-0\"><div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"8b14bb3c-91af-4b24-ad6a-78a4232ae228\"><div class=\"markdown prose w-full break-words dark:prose-invert dark\"><p>An ISO is what Visa calls their approved merchant account providers and an MSP is what MasterCard calls them. Both ISOs and MSPs go through a process to get approved by Visa and MasterCard. Most providers apply to both, so you&#8217;ll often see on their website something like &#8220;Approved ISO\/MSP of&#8221; some acquirer. In the end, and ISO and MSP are the same thing.<\/p><p>Some ISOs have the contractual relationship with merchants and take on the payment processing risk. However, some ISOs simply resell the services of acquirers and therefore the contractual agreement that the ISO sells is between the acquirer and the merchant. ISOs come in all shapes and sizes and are the most popular way that merchants get merchant accounts. There are 3500 ISOs across North America.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa98be5 elementor-widget elementor-widget-heading\" data-id=\"aa98be5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Aggregators or PayFacs or PSPs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a815343 elementor-widget elementor-widget-text-editor\" data-id=\"a815343\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/trc-parus.ru\/blog\/difference-between-merchant-account-and-aggregator-account\/\">Aggregators<\/a>, also known as Payment Service Providers (PSPs) or Payment Facilitators (PayFacs), are entities that establish partnerships with multiple acquirers and ISOs, offering merchants a diverse array of payment processing options. These entities serve as a central point of contact, streamlining the merchant experience by managing relationships with acquirers and ISOs while providing supplementary services like fraud prevention and reporting. Utilizing their dedicated software platforms, aggregators integrate the services of various acquirers and ISOs, enhancing efficiency in the complex landscape of financial transactions.<\/p><p>One crucial distinction lies in the <a href=\"https:\/\/trc-parus.ru\/blog\/difference-between-merchant-account-and-aggregator-account\/\">functional difference between an ISO\/MSP and a PSP\/PayFac<\/a>: with an ISO\/MSP, merchants have their own dedicated merchant account, whereas with a PSP\/PayFac, they do not. This distinction has practical implications, influencing factors such as ease of integration and control over the payment process. While the terms may be used interchangeably, understanding these nuances is essential for businesses seeking the most suitable payment processing solution for their needs.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a241ac elementor-widget elementor-widget-heading\" data-id=\"6a241ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">List of Acquirers, ISOs, and Aggregators<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e1a389 elementor-widget elementor-widget-text-editor\" data-id=\"4e1a389\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Below is a list of either the largest, very reputable, or popular payment processors in the world broken up by acquirer, ISO, or aggregator.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2490644 e-flex e-con-boxed e-con e-parent\" data-id=\"2490644\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-407dce7 e-con-full e-flex e-con e-child\" data-id=\"407dce7\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d27b33 elementor-widget elementor-widget-heading\" data-id=\"0d27b33\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">List of Acquirers or BIN Providers<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fb676a elementor-widget elementor-widget-text-editor\" data-id=\"2fb676a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><a href=\"https:\/\/www.americanexpress.com\/ca\/en\/merchant\/\" target=\"_blank\" rel=\"noopener\"><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">American Express<\/span><\/a><\/li><li><a href=\"https:\/\/www.bankofamerica.com\/smallbusiness\/merchant-services\/\" target=\"_blank\" rel=\"noopener\">Bank of America Merchant Services<\/a><\/li><li><a href=\"https:\/\/www.barclaycard.co.uk\/business\/business-matters\/merchant-services\" target=\"_blank\" rel=\"noopener\">Barclaycard<\/a><\/li><li><a href=\"https:\/\/www.bmo.com\/en-us\/main\/business-banking\/cash-management-services\/merchant-services\/\" target=\"_blank\" rel=\"noopener\">BMO Harris Bank N.A.<\/a><\/li><li><a href=\"https:\/\/www.citi.com\/small-business-banking\/citi-merchant-services\" target=\"_blank\" rel=\"noopener\">Citigroup<\/a><\/li><li><a href=\"https:\/\/www.elavon.com\/\" target=\"_blank\" rel=\"noopener\">Elavon<\/a><\/li><li><a href=\"https:\/\/www.fisglobal.com\/en\" target=\"_blank\" rel=\"noopener\">FIS (Vantiv\/Worldpay)<\/a><\/li><li><a href=\"https:\/\/www.fiserv.com\/en.html\" target=\"_blank\" rel=\"noopener\">Fiserv<\/a><\/li><li><a href=\"https:\/\/www.jpmorgan.com\/payments\/solutions\" target=\"_blank\" rel=\"noopener\">JPMorgan Chase &amp; Co.<\/a><\/li><li><a href=\"https:\/\/www.moneris.com\/\" target=\"_blank\" rel=\"noopener\">Moneris<\/a><\/li><li><a href=\"https:\/\/www.wellsfargo.com\/biz\/merchant\/\" target=\"_blank\" rel=\"noopener\">Wells Fargo Merchant Services<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48fc7c5 e-con-full e-flex e-con e-child\" data-id=\"48fc7c5\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4bd3b2 elementor-widget elementor-widget-heading\" data-id=\"e4bd3b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">List of ISOs \/ <br>MSPs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45a71b0 elementor-widget elementor-widget-text-editor\" data-id=\"45a71b0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><a href=\"https:\/\/clearent.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">Clearent<\/span><\/a><\/li><li><a href=\"https:\/\/trc-parus.ru\/\">TRC-Parus Inc<\/a><\/li><li><a href=\"https:\/\/evopayments.com\/\" target=\"_blank\" rel=\"noopener\">EVO Payments<\/a><\/li><li><a href=\"https:\/\/merchants.fiserv.com\/en-us\/\" target=\"_blank\" rel=\"noopener\">First Data (now part of Fiserv)<\/a><\/li><li><a href=\"https:\/\/www.globalpayments.com\/\" target=\"_blank\" rel=\"noopener\">Global Payments Inc.<\/a><\/li><li><a href=\"https:\/\/www.heartland.us\/\" target=\"_blank\" rel=\"noopener\"><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">Heartland Payments<\/span><\/a><\/li><li><a href=\"https:\/\/www.nabancard.com\/products\/payment-solutions\" target=\"_blank\" rel=\"noopener\">North American Bancard<\/a><\/li><li><a href=\"https:\/\/prioritycommerce.com\/smb-payments\/\" target=\"_blank\" rel=\"noopener\">Priority Payments<\/a><\/li><li><a href=\"https:\/\/www.tsys.com\/\" target=\"_blank\" rel=\"noopener\">TSYS (now part of Global Payments Inc.)<\/a><\/li><li><a href=\"https:\/\/www.totalmerchantservices.pro\/\" target=\"_blank\" rel=\"noopener\">Total Merchant Services<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1ad69d e-con-full e-flex e-con e-child\" data-id=\"e1ad69d\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d1c442 elementor-widget elementor-widget-heading\" data-id=\"5d1c442\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">List of Aggregators \/ PayFacs \/ PSPs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a4a704 elementor-widget elementor-widget-text-editor\" data-id=\"2a4a704\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>2Checkout<\/li><li><a href=\"https:\/\/www.adyen.com\/\" target=\"_blank\" rel=\"noopener\">Adyen<\/a><\/li><li><a href=\"https:\/\/pay.amazon.com\/\" target=\"_blank\" rel=\"noopener\">Amazon Pay<\/a><\/li><li><a href=\"https:\/\/www.authorize.net\/\" target=\"_blank\" rel=\"noopener\">Authorize.Net<\/a><\/li><li>AliPay<\/li><li><a href=\"https:\/\/www.braintreepayments.com\/\" target=\"_blank\" rel=\"noopener\">Braintree<\/a><\/li><li>Helcim<\/li><li><a href=\"https:\/\/quickbooks.intuit.com\/payments\/\" target=\"_blank\" rel=\"noopener\">Intuit Payments<\/a><\/li><li>iZettle<\/li><li>Optimal Payments<\/li><li><a href=\"https:\/\/www.paypal.com\/us\/business\" target=\"_blank\" rel=\"noopener\">PayPal<\/a><\/li><li>Payoneer<\/li><li><a href=\"https:\/\/squareup.com\/us\/en\" target=\"_blank\" rel=\"noopener\">Square<\/a><\/li><li><a href=\"https:\/\/stripe.com\/\" target=\"_blank\" rel=\"noopener\">Stripe<\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f913723 e-flex e-con-boxed e-con e-parent\" data-id=\"f913723\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fce3c6b elementor-widget elementor-widget-heading\" data-id=\"fce3c6b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choosing the Right Type of Payment Processor<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1f3a03 elementor-widget elementor-widget-text-editor\" data-id=\"b1f3a03\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Navigating the realm of payment processing presents merchants with three primary options: Acquirers, Independent Sales Organizations (ISOs), and Aggregators.\u00a0<\/p><p>Each entity plays a distinct role in facilitating financial transactions, and understanding their differences is crucial for merchants seeking the most suitable payment processing solution.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac179b elementor-widget elementor-widget-heading\" data-id=\"7ac179b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Main Considerations in Choosing the Type of Processor<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d39a023 elementor-widget elementor-widget-text-editor\" data-id=\"d39a023\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>1. Transaction Volume:<\/strong><\/p><ul><li><strong>Aggregators:<\/strong> Suitable for annual transaction volumes below $500,000 per year.<\/li><li><strong>ISOs and Acquirers:<\/strong> Preferred for businesses processing higher transaction amounts.<\/li><\/ul><div>\u00a0<\/div><p><strong>2. Integration and Control:<\/strong><\/p><ul><li><strong><span style=\"font-weight: bolder;\">Aggregators<\/span>:<\/strong> Offer ease of integration but limited control over the payment process.<\/li><li><strong>ISOs<span style=\"font-weight: bolder;\">\u00a0and Acquirers<\/span>:<\/strong> Provide dedicated merchant accounts, offering more control to merchants.<\/li><\/ul><div>\u00a0<\/div><p><strong>3. Approval Speed and Process:<\/strong><\/p><ul><li><strong><span style=\"font-weight: bolder;\">Aggregators<\/span>:<\/strong> Expedited approval with minimal paperwork. You can simply sign up online like getting a PayPal account.<\/li><li><strong>ISOs<span style=\"font-weight: bolder;\">\u00a0and Acquirers<\/span>:<\/strong> May involve a more detailed <a href=\"https:\/\/trc-parus.ru\/blog\/what-is-underwriting-in-payments\/\">approval and underwriting process<\/a>.<\/li><\/ul><div>\u00a0<\/div><p><strong>4. Risk Considerations:<\/strong><\/p><ul><li><strong><span style=\"font-weight: bolder;\">Aggregators<\/span>:<\/strong> Quick to freeze funds or close accounts in the case of perceived risks due to shared merchant accounts.<\/li><li><strong>ISOs<span style=\"font-weight: bolder;\">\u00a0and Acquirers<\/span>:<\/strong> Provide dedicated accounts, potentially reducing collective risk.<\/li><\/ul><div>\u00a0<\/div><p><strong>5. Cost Considerations:<\/strong><\/p><ul><li><strong><span style=\"font-weight: bolder;\">Aggregators<\/span>:<\/strong> Can be more expensive but offer convenience and speedy approval.<\/li><li><strong>ISOs<span style=\"font-weight: bolder;\">\u00a0and Acquirers<\/span>:<\/strong> May involve a more cost-effective approach for businesses processing higher volumes. There is also more room to negotiate fees.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77b9ade elementor-widget elementor-widget-text-editor\" data-id=\"77b9ade\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">The choice between the different options of payment processors depend on practical considerations such as transaction volume, integration preferences, approval speed, risk tolerance, and cost considerations. Payment Service Providers (PSPs) are generally suitable for businesses with annual transaction volumes below $500,000, providing expedited approval and ease of integration.\u00a0<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">Conversely, ISOs offer more control over the payment process with dedicated merchant accounts, making them preferable for businesses processing higher transaction amounts. Additionally, PSPs may be quicker to freeze funds or close accounts in the case of perceived risks due to shared merchant accounts, while ISOs provide dedicated accounts, potentially reducing collective risk.\u00a0<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">Cost considerations play a role, with PSPs potentially being more expensive for larger merchants but offering convenience and speedy approval, whereas ISOs may provide a more cost-effective approach for businesses processing higher volumes. Careful consideration of these factors ensures merchants select a payment processing solution aligned with their specific needs, risk tolerance, and operational preferences.<\/span><\/p><p>In summary, the general guideline is to lean towards a Aggregators if your annual transaction volume is below a $500,000. If you are above that, you should look at ISOs or Acquirers. The decision ultimately hinges on your business requirements and the level of service you seek in payment processing.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In the intricate landscape of payment processing, merchants are confronted with a choice between three types of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs). Understanding the distinctive roles each plays is important for businesses seeking an optimal payment processing solution.\u00a0 This article covers the differences between Acquirers, ISOs, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":23379,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comparison and List of Payment Acquirers, ISOs, and Aggregators<\/title>\n<meta name=\"description\" content=\"Comparison and list of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comparison and List of Payment Acquirers, ISOs, and Aggregators\" \/>\n<meta property=\"og:description\" content=\"Comparison and list of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/\" \/>\n<meta property=\"og:site_name\" content=\"Credit Card Processing and Merchant Account\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/clearlypayments\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-01T14:50:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-01T14:51:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/11\/acquirer-ISO-Aggregator-Payments.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kalle Radage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kalleradage\" \/>\n<meta name=\"twitter:site\" content=\"@clearlypayments\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kalle Radage\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/\"},\"author\":{\"name\":\"Kalle Radage\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\"},\"headline\":\"Comparison and List of Payment Acquirers, ISOs, and Aggregators\",\"datePublished\":\"2023-12-01T14:50:19+00:00\",\"dateModified\":\"2023-12-01T14:51:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/\"},\"wordCount\":1225,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"articleSection\":[\"New to Payments\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/\",\"url\":\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/\",\"name\":\"Comparison and List of Payment Acquirers, ISOs, and Aggregators\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/#website\"},\"datePublished\":\"2023-12-01T14:50:19+00:00\",\"dateModified\":\"2023-12-01T14:51:52+00:00\",\"description\":\"Comparison and list of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs)\",\"breadcrumb\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trc-parus.ru\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Comparison and List of Payment Acquirers, ISOs, and Aggregators\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trc-parus.ru\/#website\",\"url\":\"https:\/\/trc-parus.ru\/\",\"name\":\"Credit Card Processing and Merchant Account\",\"description\":\"Friendliest Payment Processor on Earth\",\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trc-parus.ru\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/trc-parus.ru\/#organization\",\"name\":\"TRC-Parus\",\"url\":\"https:\/\/trc-parus.ru\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"contentUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"width\":2913,\"height\":902,\"caption\":\"TRC-Parus\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/clearlypayments\",\"https:\/\/twitter.com\/clearlypayments\",\"https:\/\/www.linkedin.com\/company\/clearlypayments\",\"https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\",\"name\":\"Kalle Radage\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"caption\":\"Kalle Radage\"},\"description\":\"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.\",\"sameAs\":[\"https:\/\/trc-parus.ru\",\"https:\/\/www.linkedin.com\/in\/kalleradage\/\",\"https:\/\/twitter.com\/kalleradage\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Comparison and List of Payment Acquirers, ISOs, and Aggregators","description":"Comparison and list of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/","og_locale":"en_US","og_type":"article","og_title":"Comparison and List of Payment Acquirers, ISOs, and Aggregators","og_description":"Comparison and list of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs)","og_url":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/","og_site_name":"Credit Card Processing and Merchant Account","article_publisher":"https:\/\/www.facebook.com\/clearlypayments","article_published_time":"2023-12-01T14:50:19+00:00","article_modified_time":"2023-12-01T14:51:52+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2023\/11\/acquirer-ISO-Aggregator-Payments.jpg","type":"image\/jpeg"}],"author":"Kalle Radage","twitter_card":"summary_large_image","twitter_creator":"@kalleradage","twitter_site":"@clearlypayments","twitter_misc":{"Written by":"Kalle Radage","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#article","isPartOf":{"@id":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/"},"author":{"name":"Kalle Radage","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0"},"headline":"Comparison and List of Payment Acquirers, ISOs, and Aggregators","datePublished":"2023-12-01T14:50:19+00:00","dateModified":"2023-12-01T14:51:52+00:00","mainEntityOfPage":{"@id":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/"},"wordCount":1225,"commentCount":0,"publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"articleSection":["New to Payments"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/","url":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/","name":"Comparison and List of Payment Acquirers, ISOs, and Aggregators","isPartOf":{"@id":"https:\/\/trc-parus.ru\/#website"},"datePublished":"2023-12-01T14:50:19+00:00","dateModified":"2023-12-01T14:51:52+00:00","description":"Comparison and list of payment processors: Acquirers, Independent Sales Organizations (ISOs or MSPs), and Aggregators (PSPs or PayFacs)","breadcrumb":{"@id":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/trc-parus.ru\/blog\/comparison-and-list-of-payment-acquirers-isos-and-aggregators\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trc-parus.ru\/"},{"@type":"ListItem","position":2,"name":"Comparison and List of Payment Acquirers, ISOs, and Aggregators"}]},{"@type":"WebSite","@id":"https:\/\/trc-parus.ru\/#website","url":"https:\/\/trc-parus.ru\/","name":"Credit Card Processing and Merchant Account","description":"Friendliest Payment Processor on Earth","publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trc-parus.ru\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/trc-parus.ru\/#organization","name":"TRC-Parus","url":"https:\/\/trc-parus.ru\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/","url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","contentUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","width":2913,"height":902,"caption":"TRC-Parus"},"image":{"@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/clearlypayments","https:\/\/twitter.com\/clearlypayments","https:\/\/www.linkedin.com\/company\/clearlypayments","https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg"]},{"@type":"Person","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0","name":"Kalle Radage","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","caption":"Kalle Radage"},"description":"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.","sameAs":["https:\/\/trc-parus.ru","https:\/\/www.linkedin.com\/in\/kalleradage\/","https:\/\/twitter.com\/kalleradage"]}]}},"_links":{"self":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/23302"}],"collection":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/comments?post=23302"}],"version-history":[{"count":99,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/23302\/revisions"}],"predecessor-version":[{"id":23428,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/23302\/revisions\/23428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media\/23379"}],"wp:attachment":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media?parent=23302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/categories?post=23302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/tags?post=23302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}