{"id":26458,"date":"2024-06-21T07:20:01","date_gmt":"2024-06-21T15:20:01","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=26458"},"modified":"2024-06-21T09:56:43","modified_gmt":"2024-06-21T17:56:43","slug":"how-to-win-chargeback-disputes","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/","title":{"rendered":"How to Win Chargeback Disputes"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"26458\" class=\"elementor elementor-26458\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c367bfd e-flex e-con-boxed e-con e-parent\" data-id=\"c367bfd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9cb6c7c elementor-widget elementor-widget-text-editor\" data-id=\"9cb6c7c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 17-06-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Winning chargeback disputes is important for merchants because chargebacks take time to deal with and lead to financial losses and increased processing fees. Here&#8217;s a guide to help merchants navigate and win chargeback disputes in credit card processing.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d056020 elementor-widget elementor-widget-heading\" data-id=\"d056020\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 17-06-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">What is a Chargeback?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3de127e elementor-widget elementor-widget-text-editor\" data-id=\"3de127e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A <a href=\"https:\/\/trc-parus.ru\/blog\/what-is-a-chargeback-in-payment-processing\/\">chargeback<\/a> occurs when a cardholder disputes a transaction and requests a refund from their bank. The bank then initiates a chargeback, withdrawing the funds from the merchant&#8217;s account and crediting it back to the cardholder.<\/p><p>Credit cards have a strong value proposition of consumer protection. This is the main reasons chargeholders exists. Card holders can initiate a chargeback becuase of fraudulent charges, or becuase of dissatisfaction with the products from the merchant.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e1c298 elementor-widget elementor-widget-heading\" data-id=\"7e1c298\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Common Reasons for Chargebacks<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3528df elementor-widget elementor-widget-text-editor\" data-id=\"b3528df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/trc-parus.ru\/blog\/most-common-reasons-for-chargebacks\/\">Chargebacks can stem from various issues<\/a>. Here are some of the most frequent causes of chargebacks.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77af684 elementor-widget elementor-widget-heading\" data-id=\"77af684\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fraudulent Transactions<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f33f355 elementor-widget elementor-widget-text-editor\" data-id=\"f33f355\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Unauthorized Use: This occurs when a cardholder claims they did not authorize the transaction. It might involve stolen credit card information being used without the cardholder\u2019s knowledge.<\/li><li>Friendly Fraud: Sometimes, the cardholder might make the purchase and then later claim it was unauthorized, either due to forgetfulness or an attempt to get the product or service for free.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-738bb49 elementor-widget elementor-widget-heading\" data-id=\"738bb49\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Product\/Service Not Received<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1749b3b elementor-widget elementor-widget-text-editor\" data-id=\"1749b3b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Delivery Issues: The cardholder claims they never received the product or service they paid for. This can happen due to shipping errors, delivery delays, or miscommunication about delivery times.<\/li><li>Lost Packages: In some cases, the product might have been lost in transit, leading the customer to believe they never received it.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9229a2a elementor-widget elementor-widget-heading\" data-id=\"9229a2a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Product\/Service Not as Described<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-836b684 elementor-widget elementor-widget-text-editor\" data-id=\"836b684\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Misleading Descriptions: The product received by the cardholder is significantly different from what was described at the point of sale. This could include differences in quality, color, size, or functionality.<\/li><li>Service Discrepancies: For services, the cardholder might feel that the service provided did not match the description or expectations set during the purchase.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9eb7298 elementor-widget elementor-widget-heading\" data-id=\"9eb7298\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Billing Errors<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0b819c elementor-widget elementor-widget-text-editor\" data-id=\"a0b819c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Incorrect Amounts: The cardholder was charged an incorrect amount, either higher or lower than what they agreed to pay.<\/li><li>Duplicate Charges: The cardholder\u2019s account was charged multiple times for the same transaction.<\/li><li>Subscription Confusion: Recurring billing errors, such as being charged for a subscription the cardholder thought they had canceled.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b446046 elementor-widget elementor-widget-heading\" data-id=\"b446046\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Technical Issues<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abe5f51 elementor-widget elementor-widget-text-editor\" data-id=\"abe5f51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Expired Authorization: The authorization for the transaction expired before the transaction was completed, leading to a dispute.<\/li><li>Processing Errors: Errors during the transaction process, such as system glitches or incorrect entry of transaction details, can lead to chargebacks.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae6e78 elementor-widget elementor-widget-heading\" data-id=\"4ae6e78\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Miscommunication and Customer Disputes<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad4cc3e elementor-widget elementor-widget-text-editor\" data-id=\"ad4cc3e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Unrecognized Transactions: The cardholder does not recognize the transaction due to an unclear or unfamiliar merchant descriptor on their statement.<\/li><li>Poor Customer Service: If a customer attempts to resolve an issue with the merchant and is unsatisfied with the response or support, they may resort to filing a chargeback.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c5633d elementor-widget elementor-widget-heading\" data-id=\"6c5633d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Canceled Orders<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c29215 elementor-widget elementor-widget-text-editor\" data-id=\"8c29215\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Failure to Cancel: The cardholder cancels an order, but the merchant processes the charge regardless.<\/li><li>Refund Delays: The cardholder might initiate a chargeback if they requested a refund and did not receive it within a reasonable time frame.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee0e089 elementor-widget elementor-widget-heading\" data-id=\"ee0e089\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Steps to Win Chargeback Disputes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a043b9d elementor-widget elementor-widget-text-editor\" data-id=\"a043b9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Winning chargeback disputes requires a systematic and well-organized approach. Here are the essential steps to increase your chances of success:<\/p><ol><li><p><strong>Prevention is Key:<\/strong><\/p><ul><li>There are numerous <a href=\"https:\/\/trc-parus.ru\/blog\/the-way-to-reduce-chargebacks\/\">things merchants can do to reduce chargebacks<\/a>.<\/li><li>Clear Communication:\u00a0Ensure product descriptions, terms, and policies are clear and accessible.<\/li><li>Prompt Delivery:\u00a0Fulfill orders promptly and provide tracking information.<\/li><li>Customer Support:\u00a0Offer excellent customer service to resolve issues before they escalate to chargebacks.<\/li><li>Transaction Receipts:\u00a0Provide detailed receipts to customers.<\/li><li>Descriptor Clarity:\u00a0Ensure your merchant descriptor is easily recognizable by customers.<\/li><\/ul><\/li><li><p><strong>Gathering Evidence:<\/strong><\/p><ul><li>Documentation:\u00a0Collect all transaction records, receipts, delivery confirmations, and any correspondence with the customer.<\/li><li>Proof of Service\/Product Delivery:\u00a0For physical goods, provide tracking numbers and delivery confirmations. For digital goods, provide access logs or usage reports.<\/li><li>Communication Records:\u00a0Include emails, messages, or any other communication with the customer.<\/li><li>Policies and Terms:\u00a0Provide copies of your return, refund, and shipping policies.<\/li><\/ul><\/li><li><p><strong>Responding to a Chargeback:<\/strong><\/p><ul><li>Timely Response:\u00a0Respond promptly to the chargeback notice. Delayed responses can result in automatic loss of the dispute.<\/li><li>Detailed Rebuttal Letter:\u00a0Write a clear and concise rebuttal letter addressing the reason for the chargeback and providing evidence to support your case.<\/li><li>Submit Evidence:\u00a0Organize and submit all gathered evidence along with the rebuttal letter. Ensure the evidence is easy to understand and directly addresses the chargeback reason.<\/li><\/ul><\/li><li><p><strong>Understanding Chargeback Codes:<\/strong><\/p><ul><li>Familiarize yourself with chargeback reason codes. Each credit card network (Visa, MasterCard, American Express, etc.) has its own set of codes. Understanding these codes helps tailor your response and evidence accordingly.<\/li><\/ul><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c477ded elementor-widget elementor-widget-heading\" data-id=\"c477ded\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Best Practices for Specific Chargeback Reasons<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b75f99 elementor-widget elementor-widget-text-editor\" data-id=\"6b75f99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Chargebacks are a complex and challenging aspect of running a business, but understanding the specific reasons behind them can help merchants develop targeted strategies to address and prevent them.\u00a0<\/p><p>Each chargeback reason requires a unique approach to effectively respond and win disputes. In this section, we will explore best practices tailored to common chargeback reasons, providing you with actionable steps to mitigate risks and increase your chances of success when disputes arise.<\/p><p>Whether dealing with claims of fraudulent transactions, non-receipt of products, or billing errors, these guidelines will help you navigate the chargeback process with confidence and precision.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b922396 elementor-widget elementor-widget-heading\" data-id=\"b922396\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fraudulent Transactions<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4014837 elementor-widget elementor-widget-text-editor\" data-id=\"4014837\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Proof of Delivery: Provide proof that the product was delivered to the cardholder&#8217;s address.<\/li><li>IP Address Verification: For online transactions, provide IP address information and geolocation data.<\/li><li>AVS and CVV Matching: Ensure Address Verification System (AVS) and Card Verification Value (CVV) checks are performed during the transaction.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd90a8e elementor-widget elementor-widget-heading\" data-id=\"cd90a8e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Product\/Service Not Received<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fde436 elementor-widget elementor-widget-text-editor\" data-id=\"5fde436\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Delivery Confirmation: Provide tracking numbers and delivery confirmations from the shipping company.<\/li><li>Service Logs: For services, provide logs or evidence of service completion.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b2e0b7 elementor-widget elementor-widget-heading\" data-id=\"0b2e0b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Product\/Service Not as Described<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bec019 elementor-widget elementor-widget-text-editor\" data-id=\"5bec019\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Detailed Product Descriptions: Ensure product descriptions are accurate and detailed.<\/li><li>Communication Records: Include any communication with the customer acknowledging the receipt and satisfaction of the product\/service.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b8da12 elementor-widget elementor-widget-heading\" data-id=\"7b8da12\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Billing Errors<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad66c1a elementor-widget elementor-widget-text-editor\" data-id=\"ad66c1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Transaction Records: Provide detailed transaction records showing the billed amount matches the customer\u2019s order.<\/li><li>Refunds Issued: If a refund was issued, provide documentation showing the refund transaction.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0af1eac elementor-widget elementor-widget-spacer\" data-id=\"0af1eac\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 17-06-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0491d0 e-flex e-con-boxed e-con e-parent\" data-id=\"e0491d0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-791ea18 e-con-full e-flex e-con e-child\" data-id=\"791ea18\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad7dc46 elementor-widget elementor-widget-heading\" data-id=\"ad7dc46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get the best payment  chargeback support with <span style=\"color:#16D3F5\">TRC-Parus <span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ce295d elementor-widget elementor-widget-text-editor\" data-id=\"3ce295d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul>\n<li>Lowest-cost processing in the industry<\/li>\n<li>Fund transfers in less than one day<\/li>\n<li>A full set of payment products to accept payment anytime, anywhere<\/li>\n<li>World-class customer service<\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-749f7bc e-con-full e-flex e-con e-child\" data-id=\"749f7bc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd2193e elementor-align-left elementor-widget elementor-widget-button\" data-id=\"bd2193e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg elementor-animation-grow\" href=\"https:\/\/trc-parus.ru\/get-started\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Winning chargeback disputes is important for merchants because chargebacks take time to deal with and lead to financial losses and increased processing fees. Here&#8217;s a guide to help merchants navigate and win chargeback disputes in credit card processing. What is a Chargeback? A chargeback occurs when a cardholder disputes a transaction and requests a refund [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":26507,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Win Chargeback Disputes - Credit Card Processing and Merchant Account<\/title>\n<meta name=\"description\" content=\"An overview on how merchants can win chargeback disputes in credit card processing, best practices, and the steps you can take.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Win Chargeback Disputes - Credit Card Processing and Merchant Account\" \/>\n<meta property=\"og:description\" content=\"An overview on how merchants can win chargeback disputes in credit card processing, best practices, and the steps you can take.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/\" \/>\n<meta property=\"og:site_name\" content=\"Credit Card Processing and Merchant Account\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/clearlypayments\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-21T15:20:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-21T17:56:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/06\/how-to-win-chargeback-disputes.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kalle Radage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kalleradage\" \/>\n<meta name=\"twitter:site\" content=\"@clearlypayments\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kalle Radage\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/\"},\"author\":{\"name\":\"Kalle Radage\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\"},\"headline\":\"How to Win Chargeback Disputes\",\"datePublished\":\"2024-06-21T15:20:01+00:00\",\"dateModified\":\"2024-06-21T17:56:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/\"},\"wordCount\":1041,\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2024\/06\/how-to-win-chargeback-disputes.jpg\",\"articleSection\":[\"How Payments Work\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/\",\"url\":\"https:\/\/trc-parus.ru\/blog\/how-to-win-chargeback-disputes\/\",\"name\":\"How to Win Chargeback Disputes - 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