{"id":27176,"date":"2024-09-22T16:46:48","date_gmt":"2024-09-23T00:46:48","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=27176"},"modified":"2024-09-23T06:20:18","modified_gmt":"2024-09-23T14:20:18","slug":"what-merchants-should-know-about-being-on-a-match-list-in-payments","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/what-merchants-should-know-about-being-on-a-match-list-in-payments\/","title":{"rendered":"What Merchants Should Know about Being on a MATCH List in Payments"},"content":{"rendered":"\t\t
If you’re a merchant, getting on the MATCH list can feel like hitting a brick wall when it comes to processing payments. In this article, we’ll break down what the MATCH list is, why it matters, and what you can do if you find yourself on it.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
The MATCH (Member Alert to Control High-risk) list is a tool used by acquiring banks<\/a> and payment processors<\/a> to manage risk. Essentially, it\u2019s a database that contains information about merchants who have had their credit card processing services terminated due to various reasons deemed as high-risk. If you\u2019re on this list, getting approved for a new merchant account can be a significant challenge.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t Payment processors use the MATCH list to evaluate the risk associated with a potential merchant. The list acts as a safeguard, helping processors avoid entering into business with merchants who have a history of activities that could lead to financial loss, such as excessive chargebacks<\/a> or fraud. Only acquiring banks have the authority to add or remove a merchant from this list, making it a powerful tool in the payments industry.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t Being placed on the MATCH list can happen for several reasons, all of which indicate that the merchant poses a heightened risk. Common reasons include:<\/p> Each of these actions not only impacts your relationship with your current processor but can also severely limit your options when seeking new processing services.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t When merchants get put on a MATCH list, they typically lose their existing merchant account<\/a>. Being added to the list usually happens after a payment processor terminates the merchant\u2019s account due to activities considered high-risk.\u00a0<\/p> When merchants are placed on the MATCH list, they face significant challenges in obtaining new merchant accounts, as most payment processors view them as high-risk. This can lead to higher processing fees, stricter contract terms, or even outright denial of service, making it difficult to continue accepting credit card payments.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t Getting off the MATCH list isn\u2019t easy, but it\u2019s not impossible. There are a few scenarios where removal might be possible:<\/p> It\u2019s worth noting that only the acquiring bank that placed you on the list can request your removal, and in some cases, legal assistance might be necessary.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t If you find yourself on the MATCH list, continuing to operate your business can be challenging, but there are options:<\/p> If you’re a merchant, getting on the MATCH list can feel like hitting a brick wall when it comes to processing payments. In this article, we’ll break down what the MATCH list is, why it matters, and what you can do if you find yourself on it. What Is the MATCH List? The MATCH (Member […]<\/p>\n","protected":false},"author":5,"featured_media":27208,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"class_list":["post-27176","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-payments-work"],"yoast_head":"\nWhy Is the MATCH List Important for Payment Processors?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
How Do Merchants Get on the MATCH List?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
What Happens When Merchants Get Put on a MATCH List?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Can You Get Off the MATCH List?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Options for MATCH Listed Merchants<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t