{"id":5618,"date":"2021-01-21T03:27:04","date_gmt":"2021-01-21T03:27:04","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=5618"},"modified":"2023-06-01T09:54:47","modified_gmt":"2023-06-01T17:54:47","slug":"the-types-of-payments-your-business-should-accept","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/the-types-of-payments-your-business-can-accept\/","title":{"rendered":"The types of payments your business can accept"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5618\" class=\"elementor elementor-5618\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11d08d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11d08d8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47ab32a\" data-id=\"47ab32a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7e031e elementor-widget elementor-widget-text-editor\" data-id=\"a7e031e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>The types of payments that people use has continually been evolving. The first form of money came about around 5000 B.C., but modern payments have evolved significantly over the past 20 years. The increase in credit card adoption is one of the biggest trends in the past couple of decades. People have been trending to use credit cards in favour over cash and cheques.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98af6ae elementor-widget elementor-widget-heading\" data-id=\"98af6ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">The declining use of cash<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7d4548 elementor-widget elementor-widget-text-editor\" data-id=\"c7d4548\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The amount that people use cash to make payments is dropping drastically. In 2009, cash was used in around 55% of transactions. In 2019, 10 years later, around 25% of transactions use cash. Cheques are declining even faster.\u00a0<\/p><p>There are many reasons why cash is dropping. The primary reason is convenience. It is not easy for consumers to use cash.<\/p><ul><li><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\">People need to physically go to a bank or ATM to get cash,<\/span><\/li><li>Cash can be easily misplaced,<\/li><li style=\"font-size: 16px;\">It&#8217;s difficult to use large sums of cash for high-value transactions,<\/li><li>It can be dangerous to transport or store large sums of cash,<\/li><li>Counting your cash can be time-consuming, and<\/li><li>Budgeting and tracking your purchases is cumbersome.<\/li><\/ul><div>\u00a0<\/div><div>Although cash has been used for thousands of years, its time has come. In today&#8217;s digital age, people are using electronic forms of payments.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbf31a9 elementor-widget elementor-widget-heading\" data-id=\"cbf31a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Growing use of electronic payments<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44d4ceb elementor-widget elementor-widget-text-editor\" data-id=\"44d4ceb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Most transactions in North America are now done by credit card or debit card. The overall trend is that payments are going digital. People like the convenience of carrying a card, or simply using your mobile phone with <a href=\"https:\/\/trc-parus.ru\/products\/terminals\/\">tap-to-pay<\/a>. The fact that 80% of people carry a mobile phone and most phones support payments is a key driver to using electronic payments.<\/p><p>The rewards programs that credit cards offer is another attraction. People convince themselves that as long as they pay their credit card on time, it&#8217;s free money to use a credit card.<\/p><p>The list of benefits for using credit cards is growing strong:<\/p><ul><li>There&#8217;s an opportunity for consumers to build credit,<\/li><li>Earn rewards such as cash back or miles points,<\/li><li>Protection against credit card fraud,<\/li><li>Increased purchasing power because consumers are borrowing money,<\/li><li>\u00a0eCommerce shopping capability,<\/li><li>Ability to book hotel rooms, rent a car, etc.<\/li><li>Safety of not holding sums of cash,<\/li><li>Convenience of automatic recurring payments, and<\/li><li>The list goes on.<\/li><\/ul><div>\u00a0<\/div><div>Debit cards do not have all the conveniences above but they do have make payments much more attractive compared to using cash.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87a413a elementor-widget elementor-widget-heading\" data-id=\"87a413a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The most important payments for a business to accept<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-224a482 elementor-widget elementor-widget-text-editor\" data-id=\"224a482\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When it comes down to it, consumers will drive which payments a business should accept. If a consumer will spend more at your business using a certain type of payment, businesses will shift in that direction.<\/p><p>The most important forms of payments for businesses are credit cards and debit cards. That will cover more than 70% of your customers. When you dig into the types of credit cards, Visa and MasterCard cover 80% of the market.\u00a0<\/p><p>Depending on the type of business, cash could be important. For example, quick-serve businesses with high volume, but low value transactions will have a higher need for cash. However, we can&#8217;t hide from the numbers. People are still favouring credit cards and debit cards and their popularity is only growing stronger.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The types of payments that people use has continually been evolving. The first form of money came about around 5000 B.C., but modern payments have evolved significantly over the past 20 years. The increase in credit card adoption is one of the biggest trends in the past couple of decades. People have been trending to [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5623,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The types of payments your business can accept<\/title>\n<meta name=\"description\" content=\"Overview of all the types of payments your business can accept, from credit cards to debit cards and gift cards.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/the-types-of-payments-your-business-can-accept\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The types of 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