{"id":7280,"date":"2022-03-23T14:56:24","date_gmt":"2022-03-23T14:56:24","guid":{"rendered":"https:\/\/trc-parus.ru\/?p=7280"},"modified":"2023-07-12T06:51:19","modified_gmt":"2023-07-12T14:51:19","slug":"what-are-eft-and-ach-in-payments","status":"publish","type":"post","link":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/","title":{"rendered":"What are EFT and ACH in Payments?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7280\" class=\"elementor elementor-7280\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2de8158 e-flex e-con-boxed e-con e-parent\" data-id=\"2de8158\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8a08cc0 e-con-full e-flex e-con e-child\" data-id=\"8a08cc0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6ff98a elementor-widget elementor-widget-heading\" data-id=\"f6ff98a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">What does ACH and EFT mean?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b516db9 elementor-widget elementor-widget-text-editor\" data-id=\"b516db9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>ACH stands for Automated Clearing House, which is an electronic network used for financial transactions in the United States. ACH transactions enable the transfer of funds between banks or financial institutions through a batch processing system. It facilitates various types of transactions, including direct deposits, bill payments, business-to-business payments, and person-to-person payments. ACH transactions are typically used for recurring payments, such as payroll deposits, loan payments, and utility bill payments.<\/p><p>EFT stands for Electronic Funds Transfer, which is the Canadian equivalent of ACH in the USA. It can also be used as a broad term referring to the electronic exchange of funds between different financial institutions.\u00a0<\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">As a consumer, it\u2019s likely you\u2019re already familiar with ACH or EFT payments, even though you might not be aware of the name. If you pay your bills electronically rather than writing a check or if you receive a direct deposit from your employer, the ACH and EFT networks are the ones being used.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cca601 elementor-widget elementor-widget-heading\" data-id=\"4cca601\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does EFT and ACH differ from online payments?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e6f64c elementor-widget elementor-widget-text-editor\" data-id=\"9e6f64c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Online payments typically refer to electronic payments using a credit card. Credit cards are by far the most popular and convenient for most ecommerce, recurring payments, and online services transactions.<\/p><p>ACH and EFT payments let you use your bank account information to make a payment rather than your credit card number. ACH and EFT are also not instant like credit card transactions.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6922497 elementor-widget elementor-widget-heading\" data-id=\"6922497\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do some people use ACH or EFT?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4573996 elementor-widget elementor-widget-text-editor\" data-id=\"4573996\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>ACH and EFT transactions are often more cost-effective than alternative payment methods. They typically have lower transaction fees compared to wire transfers or other payment options, making them a cost-efficient choice, especially for recurring payments or large-scale transactions.<\/p><p>The major downfalls of ACH or EFT are that it is a little more complicated to set up a payment and it takes more time for a transaction to be finalized. <span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">There are a few important benefits of ACH and EFT payments:<\/span><\/p><ul><li>\u00a0For a merchant, it is cheaper to do an ACH or EFT transaction than a credit card transaction. Rather than a percentage and transaction charge like credit cards (2% and $0.25), ACH and EFT typically have a single transaction charge of something like $0.25 to $1.50.<\/li><li>ACH and EFT work well if you have people that want to pay but don&#8217;t have credit cards.\u00a0<\/li><li>Compared to using physical checks, ACH and EFT cut down on paperwork and have to go to the bank to deposit checks. ACH and EFT are fully electronic.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f0e140 elementor-widget elementor-widget-heading\" data-id=\"2f0e140\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How long does an ACH or EFT payment take?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c08726 elementor-widget elementor-widget-text-editor\" data-id=\"5c08726\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>ACH and EFT payments typically take several business days to be completed. The ACH and EFT networks process payments in batches. Wire transfers are single payment transfers individually processed by people. This is one reason wire transfers are much more expensive.&nbsp;<\/p>\n<p>Once a bank receives the instruction to do an ACH or EFT transfer, they may take one or two business days to submit it.&nbsp;<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">After the other bank receives the transfer, they might also hold the transferred funds for a period of time. Overall, it takes an average of 3 to 5 business days to transfer payments with EFT or ACH.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What does ACH and EFT mean? ACH stands for Automated Clearing House, which is an electronic network used for financial transactions in the United States. ACH transactions enable the transfer of funds between banks or financial institutions through a batch processing system. It facilitates various types of transactions, including direct deposits, bill payments, business-to-business payments, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":7281,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[31],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What are EFT and ACH in Payments? - Credit Card Processing and Merchant Account<\/title>\n<meta name=\"description\" content=\"EFT and ACH in payments are bank to bank transfers. This gives a full overview of what they are and how they work?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are EFT and ACH in Payments? - Credit Card Processing and Merchant Account\" \/>\n<meta property=\"og:description\" content=\"EFT and ACH in payments are bank to bank transfers. This gives a full overview of what they are and how they work?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"Credit Card Processing and Merchant Account\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/clearlypayments\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-23T14:56:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-12T14:51:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kalle Radage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kalleradage\" \/>\n<meta name=\"twitter:site\" content=\"@clearlypayments\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kalle Radage\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/\"},\"author\":{\"name\":\"Kalle Radage\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\"},\"headline\":\"What are EFT and ACH in Payments?\",\"datePublished\":\"2022-03-23T14:56:24+00:00\",\"dateModified\":\"2023-07-12T14:51:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/\"},\"wordCount\":534,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg\",\"articleSection\":[\"How Payments Work\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/\",\"url\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/\",\"name\":\"What are EFT and ACH in Payments? - Credit Card Processing and Merchant Account\",\"isPartOf\":{\"@id\":\"https:\/\/trc-parus.ru\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg\",\"datePublished\":\"2022-03-23T14:56:24+00:00\",\"dateModified\":\"2023-07-12T14:51:19+00:00\",\"description\":\"EFT and ACH in payments are bank to bank transfers. This gives a full overview of what they are and how they work?\",\"breadcrumb\":{\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage\",\"url\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg\",\"contentUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg\",\"width\":1920,\"height\":1280,\"caption\":\"What is EFT and ACH in payments\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trc-parus.ru\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What are EFT and ACH in Payments?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trc-parus.ru\/#website\",\"url\":\"https:\/\/trc-parus.ru\/\",\"name\":\"Credit Card Processing and Merchant Account\",\"description\":\"Friendliest Payment Processor on Earth\",\"publisher\":{\"@id\":\"https:\/\/trc-parus.ru\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trc-parus.ru\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/trc-parus.ru\/#organization\",\"name\":\"TRC-Parus\",\"url\":\"https:\/\/trc-parus.ru\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"contentUrl\":\"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png\",\"width\":2913,\"height\":902,\"caption\":\"TRC-Parus\"},\"image\":{\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/clearlypayments\",\"https:\/\/x.com\/clearlypayments\",\"https:\/\/www.linkedin.com\/company\/clearlypayments\",\"https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0\",\"name\":\"Kalle Radage\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g\",\"caption\":\"Kalle Radage\"},\"description\":\"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.\",\"sameAs\":[\"https:\/\/trc-parus.ru\",\"https:\/\/www.linkedin.com\/in\/kalleradage\/\",\"https:\/\/x.com\/kalleradage\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What are EFT and ACH in Payments? - Credit Card Processing and Merchant Account","description":"EFT and ACH in payments are bank to bank transfers. This gives a full overview of what they are and how they work?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/","og_locale":"en_US","og_type":"article","og_title":"What are EFT and ACH in Payments? - Credit Card Processing and Merchant Account","og_description":"EFT and ACH in payments are bank to bank transfers. This gives a full overview of what they are and how they work?","og_url":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/","og_site_name":"Credit Card Processing and Merchant Account","article_publisher":"https:\/\/www.facebook.com\/clearlypayments","article_published_time":"2022-03-23T14:56:24+00:00","article_modified_time":"2023-07-12T14:51:19+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg","type":"image\/jpeg"}],"author":"Kalle Radage","twitter_card":"summary_large_image","twitter_creator":"@kalleradage","twitter_site":"@clearlypayments","twitter_misc":{"Written by":"Kalle Radage","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#article","isPartOf":{"@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/"},"author":{"name":"Kalle Radage","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0"},"headline":"What are EFT and ACH in Payments?","datePublished":"2022-03-23T14:56:24+00:00","dateModified":"2023-07-12T14:51:19+00:00","mainEntityOfPage":{"@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/"},"wordCount":534,"commentCount":0,"publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"image":{"@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg","articleSection":["How Payments Work"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/","url":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/","name":"What are EFT and ACH in Payments? - Credit Card Processing and Merchant Account","isPartOf":{"@id":"https:\/\/trc-parus.ru\/#website"},"primaryImageOfPage":{"@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage"},"image":{"@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg","datePublished":"2022-03-23T14:56:24+00:00","dateModified":"2023-07-12T14:51:19+00:00","description":"EFT and ACH in payments are bank to bank transfers. This gives a full overview of what they are and how they work?","breadcrumb":{"@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#primaryimage","url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg","contentUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2022\/03\/eft-ach-clearly-payments.jpg","width":1920,"height":1280,"caption":"What is EFT and ACH in payments"},{"@type":"BreadcrumbList","@id":"https:\/\/trc-parus.ru\/blog\/what-are-eft-and-ach-in-payments\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trc-parus.ru\/"},{"@type":"ListItem","position":2,"name":"What are EFT and ACH in Payments?"}]},{"@type":"WebSite","@id":"https:\/\/trc-parus.ru\/#website","url":"https:\/\/trc-parus.ru\/","name":"Credit Card Processing and Merchant Account","description":"Friendliest Payment Processor on Earth","publisher":{"@id":"https:\/\/trc-parus.ru\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trc-parus.ru\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/trc-parus.ru\/#organization","name":"TRC-Parus","url":"https:\/\/trc-parus.ru\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/","url":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","contentUrl":"https:\/\/trc-parus.ru\/wp-content\/uploads\/2020\/01\/Asset-1@3x.png","width":2913,"height":902,"caption":"TRC-Parus"},"image":{"@id":"https:\/\/trc-parus.ru\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/clearlypayments","https:\/\/x.com\/clearlypayments","https:\/\/www.linkedin.com\/company\/clearlypayments","https:\/\/www.youtube.com\/channel\/UCUCzQokVSCniiISETs-R6mg"]},{"@type":"Person","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/608d627233ee548e9312ce67fe0b72d0","name":"Kalle Radage","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/trc-parus.ru\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/65d359bc79497b225799d34b9d24421b?s=96&d=mm&r=g","caption":"Kalle Radage"},"description":"Kalle Radage is a tech entrepreneur and business leader. Kalle is the Co-founder and Chairman of TRC-Parus and Co-founder and COO of Neptune Digital Assets. He has scaled technology companies from the ground up and held leadership roles at global enterprises. Previously, he was a venture capitalist, investing in and helping grow innovative companies. He strives to build teams and products that people love. He has lived and worked in Silicon Valley, Europe, Boston, and Vancouver. He received a computer science degree from UBC in Canada and an MBA from IESE in Spain. Kalle works to be an active tech community member as an advisor, investor, and board member. He enjoys skiing, biking, climbing, and surfing.","sameAs":["https:\/\/trc-parus.ru","https:\/\/www.linkedin.com\/in\/kalleradage\/","https:\/\/x.com\/kalleradage"]}]}},"_links":{"self":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/7280"}],"collection":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/comments?post=7280"}],"version-history":[{"count":50,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/7280\/revisions"}],"predecessor-version":[{"id":20551,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/posts\/7280\/revisions\/20551"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media\/7281"}],"wp:attachment":[{"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/media?parent=7280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/categories?post=7280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trc-parus.ru\/wp-json\/wp\/v2\/tags?post=7280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}