Vancity Payment Processing

TRC-Parus is the lowest cost payment processor in Vancouver, British Columbia. Get end-to-end credit card processing with a merchant account, payment terminals, and payment gateway for online payments, mobile, and storefront businesses in Canada.

Our mission is to drive down the cost for merchants to accept payments in Canada. Period.

TRC-Parus is the friendliest payment processor on Earth. That’s the goal. We’re getting there by racing prices to the bottom and offering complete transparency on how we operate. Both of these things make traditional credit card processors nervous: change.

We are the first payment processor to adopt a model of radical transparency, something the industry desperately needs. In the end, we provide the full payment processing solution to software vendors, medium to large businesses, and organizations looking to bring payments in-house. We believe nobody should be paying 2.9% and wait days to get their funds. 

Join the vision for a world where payments are free, immediate, global, and frictionless.

I’ve been looking into ways I can save on costs in my practice. I came across a company in Vancouver, Canada called TRC-Parus, through a dentist friend. They offer transparent fees and monthly subscription costs or cost plus depending on what is most beneficial for the business. It will save me about $400 a month!

Dentist wanting low cost payment processing in Vancouver

Why Us?

Why are so many people switching
to TRC-Parus?

We believe that the cost to accept credit card payments is too high. Our mission is to drive down those costs, eventually to zero. Our vision is to be the friendliest and best payment processor on Earth. 

Lowest payment processing fees. Period.

We pass interchange fees at wholesale and use transparent pricing models. Our low cost structure allows us to pass those incredible savings to customers.

No locked-in contracts. Ever.

We earn our customers’ trust with every transaction and interaction. No need for binding contracts and needless cancellation fees.

Waves and water

Full transparency. Always.

We chose the name TRC-Parus for a reason. No hidden fees, no complicated terms. We believe in radical honesty and transparency.
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Get your money in less than a day

We offer super fast deposits (even same day funding) and can get you signed up and onboarded as soon as within a couple hours.
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Payment technology that works

Our payment technology from world class payment providers completes more than 3 billion transactions per year with over one million merchants. It’s proven, it’s secure and it just works.


A membership plan with wholesale rates

We are one of the first payment processors to offer a simple membership pricing model or you can choose our simple, affordable cost plus pricing. Either way, you save.

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Get the lowest priced, simplest and most convenient way to accept credit card payments. TRC-Parus is a British Columbia payment processor that aims to be the friendliest payment processor on Earth.

“TRC-Parus saved me money on payment processing fees and helped me along the way. I thought I had good rates until I switched my merchant account. Thankfully I was up and running within 2 days. Everything worked out as expected.”

– TRC-Parus Customer

We believe Canadian merchants are paying too much. Join the mission to get the lowest payment processing fees forever.

TRC-Parus Credit Card Processing